Bank First Quarterly Cash Flow Statement
NASDAQ: BFCFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Bank First free cash flow
In the quarter ended Jun 30, 2026, Bank First generated $24.4 million of operating cash flow and spent $3.8 million on capital expenditures. That left free cash flow of $20.7 million, a free-cash-flow margin of 31.8% of revenue. Free cash flow was up 151.1% from the prior year's $8.2 million.
Bank First returned $26.5 million to shareholders: $6.1 million in dividends and $20.4 million in share repurchases, equal to 128% of free cash flow. Free cash flow covered dividend payments 3.4 times.
Summary generated from market data by MetaCap's automated system. Methodology
Bank First cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 24.69M | 19.99M | 18.39M | 17.99M | 16.88M | 18.24M | 17.54M | 16.55M | 16.06M | 15.41M | 34.90M | 14.80M |
| Net Income growth (YoY) | +46.32% | +9.58% | +4.85% | +8.69% | +5.08% | +18.36% | -49.74% | +11.81% | +13.64% | +44.31% | +171.71% | +40.55% |
| Stock-Based Compensation | 624.00K | 579.00K | 550.00K | 551.00K | 484.00K | 551.00K | 539.00K | 540.00K | 539.00K | 554.00K | 561.00K | 561.00K |
| Change in Working Capital | -2.00M | -24.82M | 11.66M | -2.99M | -1.97M | -10.42M | 10.82M | 5.66M | 1.75M | -15.39M | 16.62M | 4.59M |
| Operating Cash Flow | 24.44M | -11.65M | 29.01M | 15.45M | 11.86M | 6.17M | 30.80M | 18.78M | 14.93M | 1.33M | 20.30M | 17.48M |
| Capital Expenditures | -3.76M | -5.24M | -2.69M | -2.98M | -3.62M | -2.15M | -3.40M | -1.84M | -1.21M | -778.00K | -2.17M | -4.56M |
| Investing Cash Flow | -10.84M | 238.85M | 35.36M | -48.56M | -34.31M | 31.54M | -145.67M | -37.45M | -26.89M | -42.93M | 82.50M | -35.27M |
| Dividends Paid | -6.09M | -5.61M | -4.44M | -4.42M | -39.15M | -4.49M | -4.47M | -4.04M | -3.51M | -3.54M | -3.11M | -3.12M |
| Share Repurchases | -20.36M | -3.08M | 1.00K | 0 | -15.66M | -6.38M | 0 | -1.70M | -7.94M | -22.28M | -941.00K | -1.04M |
| Financing Cash Flow | -145.72M | -71.76M | 52.65M | 38.97M | -158.08M | 1.82M | 171.77M | 124.15M | 27.53M | -122.49M | 68.89M | -17.76M |
| Net Change in Cash | -132.12M | 155.43M | 117.02M | 5.86M | -180.54M | 39.53M | 56.90M | 105.48M | 15.58M | -164.09M | 171.69M | -35.55M |
| Free Cash Flow | 20.68M | -16.89M | 26.32M | 12.47M | 8.24M | 4.01M | 27.41M | 16.94M | 13.73M | 551.00K | 18.13M | 12.92M |
This table shows 12 quarterly periods of Bank First's cash flow statement, from Q2 2026 back to Q3 2023, across 12 line items including net income, stock-based compensation, change in working capital. Values in USD; B = billions, M = millions. Fiscal periods follow BFC's reporting calendar. What is a cash flow statement?