Citigroup Financial Ratios
NYSE: CFinanceMajor BanksUSD
At close: Oct 9, 4:03 PM ET · Delayed 15 min
Citigroup ratio analysis
Citigroup earned a net margin of 16.8% in FY 2025, up from 15.7% a year earlier. Return on equity reached 6.7%, meaning Citigroup generated 0.07 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 1.73 versus 1.61 the year before.
At the end of FY 2025, C traded at 17.0 times earnings; across the 9 fiscal years shown, its year-end P/E ranged from 6.0 to 17.0, with a median of 12.0. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Citigroup financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 16.98 | 11.95 | 12.73 | 6.46 | 5.96 | 13.06 | 9.91 | 8.25 | — | 12.59 |
| Price / sales | 2.55 | 1.67 | 1.27 | 1.17 | 1.71 | 1.70 | 2.39 | 1.89 | 2.77 | 2.42 |
| Price / book | 1.02 | 0.65 | 0.48 | 0.44 | 0.61 | 0.64 | 0.93 | 0.70 | 1.00 | 0.76 |
| Gross margin | — | — | — | — | — | 76.8% | 88.8% | 89.6% | 89.7% | — |
| Net margin | 16.8% | 15.7% | 11.8% | 19.7% | 30.5% | 14.6% | 25.8% | 24.8% | -9.4% | 21.1% |
| Free cash flow margin | -87.0% | -32.4% | -102.5% | 25.8% | 59.8% | -35.7% | -24.2% | 45.5% | -16.8% | 72.0% |
| Return on equity (ROE) | 6.7% | 6.1% | 4.5% | 7.4% | 10.9% | 5.5% | 10.0% | 9.2% | -3.4% | 6.6% |
| Return on assets (ROA) | 0.5% | 0.5% | 0.4% | 0.6% | 1.0% | 0.5% | 1.0% | 0.9% | -0.4% | 0.8% |
| Debt / equity | 1.73 | 1.61 | 1.58 | 1.58 | 1.40 | 1.51 | 1.52 | 1.35 | 1.40 | 1.05 |
| Revenue growth | 5.6% | 3.4% | 3.6% | 4.8% | -4.8% | 0.6% | 3.0% | 0.6% | 2.3% | -7.3% |
| EPS growth | 17.7% | 47.0% | -42.3% | -31.0% | 114.8% | -41.3% | 20.4% | — | -163.1% | -12.6% |