Pathward Financial Cash Flow Statement
NASDAQ: CASHFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Pathward Financial free cash flow
In fiscal 2025, Pathward Financial generated $450.6 million of operating cash flow and spent $11.7 million on capital expenditures. That left free cash flow of $438.9 million, a free-cash-flow margin of 52.3% of revenue. Free cash flow was down 8.3% from the prior year's $478.7 million.
Pathward Financial returned $4.7 million to shareholders through dividends, equal to 1% of free cash flow. Free cash flow covered dividend payments 93.7 times.
Summary generated from market data by MetaCap's automated system. Methodology
Pathward Financial cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-09-30 | FY 20242024-09-30 | FY 20232023-09-30 | FY 20222022-09-30 | FY 20212021-09-30 | FY 20202020-09-30 | FY 20192019-09-30 | FY 20182018-09-30 | FY 20172017-09-30 | FY 20162016-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 186.79M | 184.51M | 145.46M | 154.10M | 145.75M | 109.34M | 101.32M | 52.29M | 44.92M | 33.22M |
| Net Income growth (YoY) | +1.23% | +26.85% | -5.61% | +5.73% | +33.29% | +7.92% | +93.75% | +16.42% | +35.21% | +83.99% |
| Depreciation & Amortization | 59.73M | 57.77M | 64.95M | 61.60M | 59.05M | 60.74M | 55.15M | 37.72M | 45.05M | 35.62M |
| Stock-Based Compensation | 9.51M | 10.29M | 11.07M | 10.00M | 6.85M | 10.22M | 12.94M | 11.12M | 10.39M | 486.00K |
| Change in Working Capital | -79.57M | -11.79M | 17.24M | -32.92M | 825.00K | 1.52M | -5.43M | 2.63M | 7.40M | 9.27M |
| Operating Cash Flow | 450.62M | 488.81M | 327.91M | 290.05M | 581.64M | 467.22M | 191.01M | 137.75M | 119.99M | 78.50M |
| Capital Expenditures | -11.68M | -10.14M | -8.62M | -8.18M | -12.96M | -12.27M | -13.97M | -8.54M | -6.80M | -6.98M |
| Investing Cash Flow | 25.84M | -262.93M | -945.56M | -332.11M | -1.12B | -206.32M | -339.20M | -389.79M | -700.43M | -738.48M |
| Dividends Paid | -4.69M | -5.07M | -5.43M | -5.92M | -6.40M | -7.10M | -7.76M | -5.74M | -4.84M | -4.39M |
| Debt Issued | — | 0 | 0 | 20.00M | 0 | 0 | — | 0 | 0 | 75.00M |
| Debt Repaid | — | 0 | 0 | -75.00M | 0 | 0 | 0 | -258.00K | 0 | 0 |
| Financing Cash Flow | -513.03M | -443.20M | 604.86M | 117.82M | 422.93M | 40.02M | 174.88M | -915.58M | 1.07B | 1.41B |
| Net Change in Cash | -37.77M | -217.24M | -12.46M | 74.02M | -113.35M | 300.82M | 26.57M | -1.17B | 493.76M | 746.17M |
| Free Cash Flow | 438.94M | 478.66M | 319.29M | 281.87M | 568.68M | 454.95M | 177.04M | 129.21M | 113.19M | 71.52M |
This table shows 10 annual periods of Pathward Financial's cash flow statement, from FY 2025 back to FY 2016, across 13 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow CASH's reporting calendar. What is a cash flow statement?