Cass Information Systems Cash Flow Statement
NASDAQ: CASSConsumer DiscretionaryBusiness ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Cass Information Systems free cash flow
In fiscal 2025, Cass Information Systems generated $37.4 million of operating cash flow and spent $5.7 million on capital expenditures. That left free cash flow of $31.8 million, a free-cash-flow margin of 16.7% of revenue. Free cash flow was up 4.4% from the prior year's $30.4 million.
Cass Information Systems returned $42.5 million to shareholders: $16.5 million in dividends and $26.0 million in share repurchases, equal to 134% of free cash flow. Free cash flow covered dividend payments 1.9 times.
Summary generated from market data by MetaCap's automated system. Methodology
Cass Information Systems cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 35.12M | 19.17M | 30.06M | 34.90M | 28.60M | 25.18M | 30.40M | 30.27M | 25.01M | 24.35M |
| Net Income growth (YoY) | +83.20% | -36.23% | -13.88% | +22.02% | +13.62% | -17.20% | +0.45% | +21.00% | +2.74% | +5.60% |
| Depreciation & Amortization | 6.03M | 5.03M | 3.95M | 4.02M | 4.31M | 11.27M | 10.94M | 11.24M | 11.34M | 9.43M |
| Stock-Based Compensation | 4.19M | 3.05M | 4.01M | 6.73M | 2.86M | 2.27M | 3.14M | 3.01M | 2.34M | 1.96M |
| Change in Working Capital | -322.00K | -3.83M | -3.08M | -2.52M | -602.00K | 756.00K | 988.00K | 4.71M | -4.66M | -4.07M |
| Operating Cash Flow | 37.44M | 38.95M | 36.94M | 51.61M | 34.55M | 47.78M | 42.13M | 48.34M | 38.89M | 35.19M |
| Capital Expenditures | -5.66M | -8.51M | -11.94M | -5.87M | -4.37M | -2.00M | -2.72M | -4.40M | -4.13M | -4.68M |
| Investing Cash Flow | -145.28M | 3.95M | 284.66M | -306.39M | -528.52M | -43.90M | -75.76M | -46.80M | -139.84M | -41.55M |
| Dividends Paid | -16.51M | -16.46M | -15.96M | -15.44M | -15.45M | -15.60M | -15.23M | -13.18M | -10.68M | -9.98M |
| Share Repurchases | -25.99M | -7.25M | -5.77M | -5.30M | -31.00M | -6.83M | -7.80M | -8.84M | -2.27M | -9.21M |
| Financing Cash Flow | 150.38M | -65.64M | -150.07M | -59.20M | 338.37M | 462.69M | 6.65M | 1.28M | 62.32M | 19.93M |
| Net Change in Cash | 42.54M | -22.74M | 171.53M | -313.99M | -155.60M | 466.57M | -26.98M | 2.82M | -38.63M | 13.57M |
| Free Cash Flow | 31.77M | 30.44M | 25.00M | 45.74M | 30.18M | 45.78M | 39.40M | 43.94M | 34.76M | 30.50M |
This table shows 10 annual periods of Cass Information Systems's cash flow statement, from FY 2025 back to FY 2016, across 12 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow CASS's reporting calendar. What is a cash flow statement?