Cass Information Systems Quarterly Cash Flow Statement
NASDAQ: CASSConsumer DiscretionaryBusiness ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Cass Information Systems free cash flow
In the quarter ended Jun 30, 2026, Cass Information Systems generated $16.9 million of operating cash flow and spent $3.1 million on capital expenditures. That left free cash flow of $13.8 million, a free-cash-flow margin of 27.7% of revenue. Cass Information Systems returned $7.2 million to shareholders: $4.1 million in dividends and $3.1 million in share repurchases, equal to 52% of free cash flow.
Free cash flow covered dividend payments 3.4 times.
Summary generated from market data by MetaCap's automated system. Methodology
Cass Information Systems cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 10.59M | 8.83M | 8.19M | 9.11M | 8.86M | 8.97M | 4.59M | 2.94M | 4.48M | 7.15M | 8.41M | 7.39M |
| Net Income growth (YoY) | +19.56% | -1.49% | +78.25% | +209.94% | +97.48% | +25.36% | -45.37% | -60.27% | -37.18% | +0.49% | -9.42% | -15.97% |
| Depreciation & Amortization | 1.56M | 1.44M | 1.55M | 1.45M | 1.63M | 1.40M | 1.55M | 1.27M | 1.13M | 1.09M | 893.00K | 1.03M |
| Stock-Based Compensation | 1.13M | 1.44M | 1.01M | 1.02M | 918.00K | 1.24M | 544.00K | 863.00K | 450.00K | 1.20M | 210.00K | 938.00K |
| Change in Working Capital | -491.00K | 494.00K | 27.00K | -180.00K | -2.12M | 1.95M | 203.00K | -5.34M | 957.00K | 351.00K | -1.85M | 4.21M |
| Operating Cash Flow | 16.94M | 14.55M | 4.85M | 12.31M | -1.29M | 21.57M | 18.63M | -198.00K | 10.69M | 9.83M | 7.57M | 12.39M |
| Capital Expenditures | -3.10M | -1.90M | -717.00K | -1.03M | -1.34M | -2.57M | -191.00K | -2.03M | -2.80M | -3.49M | -2.58M | -2.97M |
| Investing Cash Flow | 41.24M | -144.87M | 818.00K | -95.96M | 20.89M | -71.03M | -172.00K | -8.43M | 84.53M | -71.98M | 90.42M | 30.76M |
| Dividends Paid | -4.10M | -4.13M | -4.13M | -4.07M | -4.13M | -4.17M | -4.20M | -4.08M | -4.09M | -4.09M | -4.07M | -3.95M |
| Share Repurchases | -3.08M | -2.92M | -8.26M | -6.73M | -5.92M | -5.08M | -3.54M | -2.65M | 0 | -1.05M | -561.00K | -2.83M |
| Debt Issued | -65.00M | 145.00M | — | — | 0 | 0 | — | — | — | — | — | — |
| Financing Cash Flow | -74.05M | -17.61M | 127.97M | 124.11M | -22.11M | -79.59M | 100.71M | 15.46M | -64.30M | -117.52M | -133.96M | 94.81M |
| Net Change in Cash | -15.87M | -147.93M | — | 40.47M | -2.51M | -129.05M | — | 6.83M | 30.92M | -179.66M | — | 137.96M |
| Free Cash Flow | 13.84M | 12.65M | 4.13M | 11.28M | -2.63M | 18.99M | 18.44M | -2.23M | 7.89M | 6.34M | 4.99M | 9.42M |
This table shows 12 quarterly periods of Cass Information Systems's cash flow statement, from Q2 2026 back to Q3 2023, across 13 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow CASS's reporting calendar. What is a cash flow statement?