Community Financial System Balance Sheet
NYSE: CBUFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Community Financial System financial position
At the end of fiscal 2025, Community Financial System reported total assets of $17.30 billion, up 5.6% from a year earlier against total liabilities of $15.30 billion. Shareholders' equity stood at $2.01 billion, or 11.6% of assets. The company held $301.8 million in cash and equivalents against $689.9 million of debt, a net debt position of $388.2 million.
Debt-to-equity was 0.34.
Summary generated from market data by MetaCap's automated system. Methodology
Community Financial System balance sheet (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 301.75M | 197.00M | 190.96M | 209.90M | 1.88B | 1.65B | 205.03M | 211.83M | 221.04M | 173.86M |
| Property, Plant & Equipment | 246.50M | 183.76M | 173.42M | 160.78M | 160.65M | 165.66M | 164.64M | 119.99M | 123.39M | 112.32M |
| Goodwill | 887.98M | 853.23M | 845.40M | 841.84M | 799.11M | 793.71M | 773.81M | 733.50M | 734.43M | 465.14M |
| Intangible Assets | 54.74M | 48.25M | 52.59M | 61.00M | 65.23M | 52.94M | 63.11M | 73.85M | 90.66M | 15.70M |
| Total Assets | 17.30B | 16.39B | 15.56B | 15.84B | 15.55B | 13.93B | 11.41B | 10.61B | 10.75B | 8.67B |
| Short-Term Debt | — | — | — | — | — | — | — | 54.40M | 24.00M | 146.20M |
| Long-Term Debt | 689.93M | 990.20M | 765.20M | 1.14B | 329.88M | 371.29M | 344.87M | 413.68M | 485.90M | 248.37M |
| Total Liabilities | 15.30B | 14.62B | 13.86B | 14.28B | 13.45B | 11.83B | 9.56B | 8.89B | 9.11B | 7.47B |
| Shareholders' Equity | 2.01B | 1.76B | 1.70B | 1.55B | 2.10B | 2.10B | 1.86B | 1.71B | 1.64B | 1.20B |
| Retained Earnings | 1.39B | 1.28B | 1.19B | 1.15B | 1.06B | 960.18M | 882.85M | 795.56M | 700.56M | 614.69M |
| Total Debt | 689.93M | 990.20M | 765.20M | 1.14B | 329.88M | 371.29M | 344.87M | 468.08M | 509.90M | 394.57M |
| Net Cash (Debt) | -388.18M | -793.19M | -574.24M | -927.88M | 1.55B | 1.27B | -139.84M | -256.25M | -288.86M | -220.71M |
This table shows 10 annual periods of Community Financial System's balance sheet, from FY 2025 back to FY 2016, across 12 line items including cash & equivalents, property, plant & equipment, goodwill. Values in USD; B = billions, M = millions. Fiscal periods follow CBU's reporting calendar. What is a balance sheet?