Community Financial System Cash Flow Statement
NYSE: CBUFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Community Financial System free cash flow
In fiscal 2025, Community Financial System generated $301.9 million of operating cash flow and spent $68.5 million on capital expenditures. That left free cash flow of $233.3 million, a free-cash-flow margin of 28.5% of revenue. Free cash flow was up 5.3% from the prior year's $221.6 million.
Community Financial System returned $108.7 million to shareholders: $97.6 million in dividends and $11.2 million in share repurchases, equal to 47% of free cash flow. Free cash flow covered dividend payments 2.4 times.
Summary generated from market data by MetaCap's automated system. Methodology
Community Financial System cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 210.46M | 182.48M | 131.92M | 188.08M | 189.69M | 164.68M | 169.06M | 168.64M | 150.72M | 103.81M |
| Net Income growth (YoY) | +15.33% | +38.32% | -29.86% | -0.85% | +15.19% | -2.59% | +0.25% | +11.89% | +45.18% | +13.79% |
| Depreciation & Amortization | 15.58M | 13.68M | 12.99M | 14.41M | 15.59M | 15.96M | 15.89M | 15.75M | 16.02M | 14.40M |
| Stock-Based Compensation | 10.86M | 8.37M | 9.27M | 7.74M | 6.33M | 6.42M | 5.29M | 6.06M | 5.14M | 4.78M |
| Operating Cash Flow | 301.86M | 242.28M | 228.42M | 214.60M | 202.55M | 179.48M | 202.50M | 221.41M | 189.67M | 135.77M |
| Capital Expenditures | -68.53M | -20.70M | -18.59M | -12.92M | -13.38M | -14.78M | -5.69M | -12.65M | -10.82M | -12.44M |
| Investing Cash Flow | -182.10M | -835.62M | 335.78M | -2.14B | -1.53B | -398.72M | -157.05M | 17.50M | 131.37M | -122.00M |
| Dividends Paid | -97.56M | -95.78M | -95.10M | -93.39M | -91.05M | -87.13M | -80.24M | -71.50M | -62.30M | -55.05M |
| Share Repurchases | -11.17M | -45.84M | -30.02M | -16.61M | -5.11M | -271.00K | -286.00K | -298.00K | -3.31M | -3.47M |
| Debt Repaid | — | — | — | — | -4.77M | -3.09M | -646.00K | -95.00K | -81.54M | 0 |
| Financing Cash Flow | -15.01M | 599.38M | -583.13M | 259.22M | 1.56B | 1.66B | -52.25M | -248.11M | -273.86M | 6.87M |
| Net Change in Cash | 104.75M | 6.04M | -18.93M | -1.67B | 229.26M | 1.44B | -6.80M | -9.20M | 47.18M | 20.65M |
| Free Cash Flow | 233.33M | 221.57M | 209.84M | 201.68M | 189.17M | 164.70M | 196.82M | 208.76M | 178.85M | 123.33M |
This table shows 10 annual periods of Community Financial System's cash flow statement, from FY 2025 back to FY 2016, across 12 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow CBU's reporting calendar. What is a cash flow statement?