Cullen/Frost Bankers Quarterly Cash Flow Statement
NYSE: CFRFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Cullen/Frost Bankers free cash flow
In the quarter ended Jun 30, 2026, Cullen/Frost Bankers generated $52.9 million of operating cash flow and spent $60.1 million on capital expenditures. That left free cash flow of -$7.1 million, a free-cash-flow margin of -1.2% of revenue. Free cash flow was down 106.2% from the prior year's $114.5 million.
Cullen/Frost Bankers returned $155.7 million to shareholders: $64.8 million in dividends and $90.9 million in share repurchases.
Summary generated from market data by MetaCap's automated system. Methodology
Cullen/Frost Bankers cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 172.06M | 170.99M | 166.25M | 174.38M | 157.00M | 150.92M | 154.85M | 146.50M | 145.50M | 135.69M | 102.55M | 155.65M |
| Net Income growth (YoY) | +9.59% | +13.29% | +7.36% | +19.03% | +7.91% | +11.23% | +51.00% | -5.88% | -10.25% | -23.62% | -46.36% | -8.31% |
| Depreciation & Amortization | 22.43M | 22.22M | 21.82M | 22.23M | 21.84M | 21.89M | 21.40M | 20.72M | 20.46M | 20.24M | 20.18M | 19.18M |
| Stock-Based Compensation | 5.40M | 5.18M | 11.57M | 4.27M | 4.83M | 4.08M | 9.74M | 1.76M | 4.52M | 3.74M | 11.94M | 3.11M |
| Change in Working Capital | -150.50M | 35.92M | -41.87M | 25.14M | -60.10M | -490.12M | -144.59M | 112.32M | -68.65M | 309.07M | -236.01M | 36.02M |
| Operating Cash Flow | 52.94M | 237.32M | 180.74M | 248.58M | 140.77M | -296.11M | 64.30M | 307.22M | 129.58M | 488.43M | -83.00M | 238.69M |
| Capital Expenditures | -60.08M | -38.60M | -42.52M | -36.92M | -26.27M | -40.95M | -37.65M | -25.33M | -26.62M | -38.18M | -40.57M | -32.91M |
| Investing Cash Flow | -1.86B | -1.33B | 550.30M | -275.19M | -57.57M | -1.82B | -294.41M | 179.12M | -686.09M | 620.50M | -111.92M | -112.19M |
| Dividends Paid | -64.78M | -64.01M | -64.06M | -64.70M | -64.93M | -61.66M | -61.50M | -61.33M | -59.81M | -59.80M | -59.77M | -59.51M |
| Share Repurchases | -90.89M | -72.30M | -85.37M | -69.78M | -76.00K | -2.60M | -8.63M | -20.05M | -30.15M | -2.07M | -2.22M | -11.37M |
| Financing Cash Flow | 1.13B | -637.24M | 202.78M | 850.75M | -820.52M | -266.10M | 1.27B | 1.57B | -763.22M | -1.33B | 1.26B | 384.25M |
| Net Change in Cash | -677.22M | -1.73B | 933.82M | 824.15M | -737.32M | -2.38B | 1.04B | 2.05B | -1.32B | -222.76M | 1.07B | 510.75M |
| Free Cash Flow | -7.14M | 198.72M | 138.22M | 211.66M | 114.51M | -337.06M | 26.66M | 281.89M | 102.96M | 450.25M | -123.57M | 205.78M |
This table shows 12 quarterly periods of Cullen/Frost Bankers's cash flow statement, from Q2 2026 back to Q3 2023, across 14 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow CFR's reporting calendar. What is a cash flow statement?