Cincinnati Financial Cash Flow Statement
NASDAQ: CINFFinanceProperty-Casualty InsurersUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Cincinnati Financial free cash flow
In fiscal 2025, Cincinnati Financial generated $3.11 billion of operating cash flow and spent $20.0 million on capital expenditures. That left free cash flow of $3.09 billion, a free-cash-flow margin of 24.5% of revenue. Free cash flow was up 17.7% from the prior year's $2.63 billion.
Cincinnati Financial returned $730.0 million to shareholders: $525.0 million in dividends and $205.0 million in share repurchases, equal to 24% of free cash flow. Free cash flow covered dividend payments 5.9 times.
Summary generated from market data by MetaCap's automated system. Methodology
Cincinnati Financial cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 2.39B | 2.29B | 1.84B | -487.00M | 2.97B | 1.22B | 2.00B | 287.00M | 1.04B | 591.00M |
| Net Income growth (YoY) | +4.41% | +24.36% | — | -116.41% | +144.08% | -39.11% | +595.82% | -72.54% | +76.82% | -6.78% |
| Depreciation & Amortization | 36.00M | 34.00M | 30.00M | 33.00M | 93.00M | 81.00M | 72.00M | 63.00M | 55.00M | 48.00M |
| Stock-Based Compensation | — | — | — | — | 33.00M | 31.00M | 30.00M | 28.00M | 26.00M | 23.00M |
| Change in Working Capital | 11.00M | 120.00M | 60.00M | 116.00M | 117.00M | -31.00M | 52.00M | -1.00M | -43.00M | 34.00M |
| Operating Cash Flow | 3.11B | 2.65B | 2.05B | 2.05B | 1.98B | 1.49B | 1.21B | 1.18B | 1.05B | 1.11B |
| Capital Expenditures | -20.00M | -22.00M | -18.00M | -15.00M | -15.00M | -20.00M | -24.00M | -20.00M | -16.00M | -13.00M |
| Investing Cash Flow | -1.69B | -1.70B | -1.61B | -933.00M | -1.06B | -560.00M | -679.00M | -451.00M | -558.00M | -456.00M |
| Dividends Paid | -525.00M | -490.00M | -454.00M | -423.00M | -395.00M | -375.00M | -355.00M | -336.00M | -400.00M | -306.00M |
| Share Repurchases | -205.00M | -126.00M | -67.00M | -410.00M | -144.00M | -261.00M | -67.00M | -125.00M | -92.00M | -39.00M |
| Financing Cash Flow | -973.00M | -877.00M | -801.00M | -994.00M | -685.00M | -798.00M | -546.00M | -603.00M | -614.00M | -426.00M |
| Net Change in Cash | 448.00M | 76.00M | -357.00M | 125.00M | 239.00M | 133.00M | -17.00M | 127.00M | -120.00M | 233.00M |
| Free Cash Flow | 3.09B | 2.63B | 2.03B | 2.04B | 1.97B | 1.47B | 1.18B | 1.16B | 1.04B | 1.10B |
This table shows 10 annual periods of Cincinnati Financial's cash flow statement, from FY 2025 back to FY 2016, across 13 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow CINF's reporting calendar. What is a cash flow statement?