Capital One Financial Financial Ratios
NYSE: COFFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Capital One Financial ratio analysis
Capital One Financial earned a net margin of 4.6% in FY 2025, down from 12.1% a year earlier. Return on equity reached 2.2%, meaning Capital One Financial generated 0.02 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.45 versus 0.75 the year before.
At the end of FY 2025, COF traded at 61.5 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 5.2 to 61.5, with a median of 11.8. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Capital One Financial financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 61.52 | 15.57 | 10.97 | 5.19 | 5.39 | 19.08 | 9.23 | 6.73 | 28.53 | 12.66 |
| Price / sales | 2.51 | 1.77 | 1.36 | 1.06 | 2.11 | 1.59 | 1.67 | 1.36 | 1.77 | 1.73 |
| Price / book | 1.18 | 1.14 | 0.86 | 0.69 | 1.05 | 0.75 | 0.82 | 0.74 | 0.99 | 0.93 |
| Net margin | 4.6% | 12.1% | 13.3% | 21.5% | 40.7% | 9.5% | 19.4% | 21.4% | 7.3% | 14.7% |
| Free cash flow margin | 48.9% | 43.3% | 53.3% | 37.6% | 38.2% | 56.1% | 55.1% | 43.1% | 48.3% | 43.4% |
| Return on equity (ROE) | 2.2% | 7.8% | 8.4% | 14.0% | 20.3% | 4.5% | 9.6% | 11.6% | 4.1% | 7.9% |
| Return on assets (ROA) | 0.4% | 1.0% | 1.0% | 1.6% | 2.9% | 0.6% | 1.4% | 1.6% | 0.5% | 1.1% |
| Debt / equity | 0.45 | 0.75 | 0.86 | 0.93 | 0.71 | 0.67 | 0.96 | 1.14 | 1.24 | 1.27 |
| Revenue growth | 36.6% | 6.3% | 7.4% | 12.5% | 6.7% | -0.2% | 1.8% | 3.1% | 6.8% | 8.9% |
| EPS growth | -65.2% | -3.0% | -33.3% | -33.5% | 420.1% | -53.1% | -6.5% | 238.7% | -49.3% | -2.5% |