Capital One Financial Cash Flow Statement
NYSE: COFFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Capital One Financial free cash flow
In fiscal 2025, Capital One Financial generated $27.72 billion of operating cash flow and spent $1.58 billion on capital expenditures. That left free cash flow of $26.14 billion, a free-cash-flow margin of 48.9% of revenue. Free cash flow was up 54.2% from the prior year's $16.95 billion.
Capital One Financial returned $5.62 billion to shareholders: $1.52 billion in dividends and $4.10 billion in share repurchases, equal to 21% of free cash flow. Free cash flow covered dividend payments 17.2 times.
Summary generated from market data by MetaCap's automated system. Methodology
Capital One Financial cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 2.45B | 4.75B | 4.89B | 7.36B | 12.39B | 2.71B | 5.55B | 6.01B | 1.98B | 3.75B |
| Net Income growth (YoY) | -48.36% | -2.80% | -33.60% | -40.60% | +356.52% | -51.06% | -7.80% | +203.48% | -47.16% | -7.38% |
| Depreciation & Amortization | 5.26B | 3.24B | 3.23B | 3.21B | 3.48B | 3.50B | 3.34B | 2.40B | 2.44B | 2.43B |
| Stock-Based Compensation | 776.00M | 569.00M | 513.00M | 314.00M | 331.00M | 203.00M | 239.00M | 170.00M | 244.00M | 239.00M |
| Change in Working Capital | 1.48B | -1.53B | 2.56B | -2.46B | -2.52B | 2.19B | 856.00M | -1.08B | 443.00M | 106.00M |
| Operating Cash Flow | 27.72B | 18.16B | 20.57B | 13.81B | 12.31B | 16.70B | 16.64B | 12.98B | 14.18B | 11.86B |
| Capital Expenditures | -1.58B | -1.20B | -961.00M | -934.00M | -698.00M | -710.00M | -887.00M | -874.00M | -1.02B | -779.00M |
| Investing Cash Flow | -444.00M | -26.41B | -21.92B | -29.74B | -31.50B | -14.84B | -23.00B | -15.62B | -15.54B | -25.63B |
| Dividends Paid | -1.52B | -932.00M | -931.00M | -950.00M | -1.15B | -460.00M | -753.00M | -773.00M | -780.00M | -812.00M |
| Share Repurchases | -4.10B | -734.00M | -718.00M | -4.95B | -7.61B | -393.00M | -1.48B | -2.28B | -240.00M | -3.66B |
| Debt Repaid | — | — | — | — | — | — | — | — | — | -2.70B |
| Financing Cash Flow | -8.85B | 8.17B | 13.84B | 25.13B | 474.00M | 25.16B | 6.62B | 1.78B | 3.22B | 17.23B |
| Net Change in Cash | 18.42B | -84.00M | 12.50B | 9.20B | -18.72B | 27.02B | 260.00M | -863.00M | 1.86B | 3.45B |
| Free Cash Flow | 26.14B | 16.95B | 19.61B | 12.88B | 11.61B | 15.99B | 15.75B | 12.10B | 13.16B | 11.08B |
This table shows 10 annual periods of Capital One Financial's cash flow statement, from FY 2025 back to FY 2016, across 14 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow COF's reporting calendar. What is a cash flow statement?