Dave Financial Ratios
NASDAQ: DAVEFinanceFinance: Consumer ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Dave ratio analysis
Dave earned a net margin of 35.3% in FY 2025, up from 16.7% a year earlier. Return on equity reached 55.5%, meaning Dave generated 0.56 dollars of profit for every dollar of shareholders' equity, an unusually high figure that often reflects a small equity base after share buybacks. Debt-to-equity stood at 0.00 versus 0.41 the year before, and the current ratio was 3.83.
Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Dave financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 16.22 | 21.45 | — | — | — |
| Price / sales | 5.29 | 3.24 | 0.39 | 0.52 | 9.15 |
| Price / book | 8.32 | 6.15 | 1.15 | 1.01 | 36.13 |
| Operating margin | — | — | — | — | -4.2% |
| Net margin | 35.3% | 16.7% | -18.7% | -62.9% | -3.4% |
| Free cash flow margin | 52.3% | 36.0% | 12.8% | -22.3% | -1.6% |
| Return on equity (ROE) | 55.5% | 31.6% | -55.7% | -121.0% | -13.6% |
| Return on assets (ROA) | 40.2% | 19.3% | -16.5% | -40.1% | -3.6% |
| Debt / equity | 0.00 | 0.41 | 0.86 | 0.70 | 0.90 |
| Current ratio | 3.83 | 8.05 | 10.81 | 8.47 | 1.46 |
| Revenue growth | 59.7% | 34.0% | 26.5% | 33.9% | — |
| EPS growth | 222.9% | — | — | — | — |