Encore Capital Group Financial Statements
NASDAQ: ECPGFinanceFinance CompaniesUSD
Market open · Delayed 15 min · as of Oct 9, 1:29 PM ET
Encore Capital Group revenue and earnings
In fiscal 2025, Encore Capital Group generated $1.77 billion in revenue, up 34.4% from fiscal 2024, its 2nd consecutive year of revenue growth. Net income was $256.8 million, for a net margin of 14.5% versus a median of 13.9% in the prior 5 years. Operating margin was 35.4%.
Diluted earnings per share came in at $10.91. Over the last 5 fiscal years, ECPG's revenue has grown at a 3.3% compound annual rate.
Summary generated from market data by MetaCap's automated system. Methodology
Encore Capital Group income statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.77B | 1.32B | 1.22B | 1.40B | 1.61B | 1.50B | 1.41B | 1.32B | 1.15B | 1.11B |
| Revenue growth (YoY) | +34.37% | +7.66% | -12.56% | -13.39% | +7.53% | +6.80% | +6.45% | +15.25% | +2.91% | -1.46% |
| Operating Expenses | 1.14B | 1.16B | 1.21B | 936.17M | 981.23M | 967.84M | 951.34M | 956.73M | 862.50M | 787.74M |
| Operating Income | 626.65M | 157.33M | 16.54M | 462.17M | 633.27M | 533.56M | 446.35M | 405.30M | 324.54M | 241.51M |
| Interest Expense | 293.91M | 252.54M | 201.88M | 153.31M | 169.65M | 209.36M | 217.77M | 237.35M | 204.16M | 198.37M |
| Other Income (Expense) | -290.49M | -253.54M | -196.80M | -151.19M | -196.73M | -250.66M | -245.10M | -248.81M | -193.31M | -184.14M |
| Pretax Income | 336.16M | -96.22M | -180.26M | 310.99M | 436.54M | 282.90M | 201.24M | 156.49M | 131.23M | 57.38M |
| Income Tax | 79.33M | 43.03M | 26.23M | 116.42M | 85.34M | 70.37M | 32.33M | 46.75M | 52.05M | 38.20M |
| Net Income | 256.83M | -139.24M | -206.49M | 194.56M | 350.78M | 211.85M | 167.87M | 115.89M | 83.23M | 76.57M |
| Net Income growth (YoY) | — | — | -206.13% | -44.53% | +65.58% | +26.20% | +44.86% | +39.24% | +8.70% | +69.65% |
| EPS (Basic) | 11.05 | -5.83 | -8.72 | 8.06 | 11.64 | 6.74 | 5.38 | 4.09 | 3.20 | 2.98 |
| EPS (Diluted) | 10.91 | -5.83 | -8.72 | 7.46 | 11.26 | 6.68 | 5.33 | 4.06 | 3.15 | 2.96 |
| Shares Outstanding (Basic) | 23.23M | 23.87M | 23.67M | 24.14M | 30.13M | 31.43M | 31.21M | 28.31M | 25.97M | 25.71M |
| Shares Outstanding (Diluted) | 23.53M | 23.87M | 23.67M | 26.09M | 31.15M | 31.71M | 31.47M | 28.57M | 26.41M | 25.91M |
| EBITDA | 655.41M | 189.76M | 58.27M | 508.59M | 683.35M | 576.34M | 487.37M | 446.53M | 364.52M | 276.38M |
| Operating Margin | 35.43% | 11.95% | 135.00% | 33.05% | 39.22% | 35.54% | 31.75% | 30.69% | 28.32% | 21.69% |
| Net Margin | 14.52% | -10.58% | -16.89% | 13.91% | 21.73% | 14.11% | 11.94% | 8.78% | 7.26% | 6.88% |
This table shows 10 annual periods of Encore Capital Group's income statement, from FY 2025 back to FY 2016, across 15 line items including revenue, operating expenses, operating income. Values in USD; B = billions, M = millions. Fiscal periods follow ECPG's reporting calendar. What is a income statement?