Encore Capital Group Balance Sheet
NASDAQ: ECPGFinanceFinance CompaniesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Encore Capital Group financial position
At the end of fiscal 2025, Encore Capital Group reported total assets of $5.34 billion, up 11.5% from a year earlier against total liabilities of $4.36 billion. Shareholders' equity stood at $976.8 million, or 18.3% of assets. The company held $156.8 million in cash and equivalents against $4.03 billion of debt, a net debt position of $3.88 billion.
Debt-to-equity was 4.13.
Summary generated from market data by MetaCap's automated system. Methodology
Encore Capital Group balance sheet (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 156.78M | 199.87M | 158.36M | 143.91M | 189.65M | 189.18M | 192.34M | 157.42M | 212.14M | 149.76M |
| Property, Plant & Equipment | 82.08M | 80.60M | 103.96M | 113.90M | 119.86M | 127.30M | 120.05M | 115.52M | 76.28M | 72.26M |
| Goodwill | 536.29M | 507.81M | 606.48M | 821.21M | 897.79M | 906.96M | 884.18M | 868.13M | 928.99M | 785.03M |
| Intangible Assets | — | 0 | 48.00K | 22.11M | 36.32M | 45.01M | 51.37M | 60.58M | 75.74M | 28.24M |
| Total Assets | 5.34B | 4.79B | 4.63B | 4.51B | 4.61B | 4.86B | 4.91B | 4.63B | 4.49B | 3.67B |
| Long-Term Debt | 4.03B | 3.71B | 3.36B | 2.94B | 3.06B | 3.37B | 3.59B | 3.58B | 3.53B | 2.86B |
| Total Liabilities | 4.36B | 4.02B | 3.69B | 3.33B | 3.42B | 3.64B | 3.88B | 3.81B | 3.77B | 3.07B |
| Shareholders' Equity | 976.75M | 767.33M | 936.54M | 1.18B | 1.19B | 1.22B | 1.02B | 818.01M | 581.86M | 559.30M |
| Retained Earnings | 1.10B | 909.93M | 1.05B | 1.28B | 1.24B | 1.06B | 888.06M | 720.19M | 616.31M | 560.57M |
| Total Debt | 4.03B | 3.71B | 3.36B | 2.94B | 3.06B | 3.37B | 3.59B | 3.58B | 3.53B | 2.86B |
| Net Cash (Debt) | -3.88B | -3.51B | -3.20B | -2.80B | -2.87B | -3.18B | -3.39B | -3.42B | -3.32B | -2.71B |
| Shares Outstanding | 21.69M | 23.69M | 23.55M | 23.32M | 24.54M | 31.34M | 31.10M | 30.88M | 25.80M | 25.59M |
This table shows 10 annual periods of Encore Capital Group's balance sheet, from FY 2025 back to FY 2016, across 12 line items including cash & equivalents, property, plant & equipment, goodwill. Values in USD; B = billions, M = millions. Fiscal periods follow ECPG's reporting calendar. What is a balance sheet?