Enova International Quarterly Income Statement
NYSE: ENVAFinanceFinance: Consumer ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Enova International revenue and earnings
In the quarter ended Jun 30, 2026, Enova International generated $928.9 million in revenue, up 21.6% from the same quarter a year earlier. Net income was $105.1 million (+38.0% year over year), for a net margin of 11.3% versus a median of 10.0% in the prior 5 quarters. Gross margin was 61.2% (up from 57.8%) and operating margin 25.5%.
Diluted earnings per share came in at $4.00, up from $2.86.
Summary generated from market data by MetaCap's automated system. Methodology
Enova International income statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 928.93M | 875.14M | 839.39M | 802.68M | 764.04M | 745.54M | 729.55M | 689.92M | 628.44M | 609.89M | 583.59M | 551.36M |
| Revenue growth (YoY) | +21.58% | +17.38% | +15.06% | +16.34% | +21.58% | +22.24% | +25.01% | +25.13% | +25.83% | +26.20% | +20.04% | +20.86% |
| Gross Profit | 568.07M | 528.96M | 501.89M | 460.71M | 441.46M | 426.18M | 413.04M | 400.36M | 370.19M | 345.87M | 325.04M | 319.61M |
| Operating Expenses | 330.92M | 321.85M | 315.25M | 263.93M | 257.35M | 254.28M | 257.84M | 246.64M | 225.13M | 215.07M | 227.50M | 215.88M |
| Operating Income | 237.15M | 207.11M | 186.65M | 196.78M | 184.11M | 171.90M | 155.20M | 153.71M | 145.06M | 130.79M | 97.54M | 103.73M |
| Interest Expense | 97.82M | 94.05M | 89.03M | 86.95M | 82.78M | 80.54M | 76.99M | 76.90M | 70.95M | 65.60M | 57.21M | 48.67M |
| Other Income (Expense) | 0 | — | 0 | 0 | -1.02M | 0 | 0 | -4.68M | -521.00K | -492.00K | -3.00K | -25.00K |
| Pretax Income | 140.11M | 112.86M | 98.78M | 110.17M | 101.05M | 91.03M | 77.40M | 55.49M | 73.56M | 64.66M | 41.63M | 55.21M |
| Income Tax | 35.05M | 21.77M | 19.80M | 29.86M | 24.90M | 18.08M | 13.70M | 12.07M | 19.65M | 16.23M | 6.86M | 13.93M |
| Net Income | 105.06M | 91.10M | 78.98M | 80.31M | 76.15M | 72.94M | 63.70M | 43.41M | 53.91M | 48.43M | 34.77M | 41.28M |
| Net Income growth (YoY) | +37.96% | +24.89% | +24.00% | +85.00% | +41.25% | +50.63% | +83.20% | +5.16% | +11.98% | -4.90% | -31.66% | -20.16% |
| EPS (Basic) | 4.22 | 3.66 | 3.18 | 3.22 | 3.01 | 2.84 | 2.42 | 1.64 | 2.00 | 1.72 | 1.19 | 1.35 |
| EPS (Diluted) | 4.00 | 3.46 | 2.94 | 3.03 | 2.86 | 2.69 | 2.29 | 1.57 | 1.93 | 1.64 | 1.14 | 1.29 |
| Shares Outstanding (Basic) | 24.88M | 24.87M | — | 24.95M | 25.30M | 25.68M | — | 26.42M | 26.94M | 28.20M | — | 30.60M |
| Shares Outstanding (Diluted) | 26.27M | 26.35M | — | 26.47M | 26.65M | 27.10M | — | 27.71M | 27.94M | 29.50M | — | 31.90M |
| EBITDA | 245.56M | 216.01M | 195.71M | 209.13M | 194.45M | 181.97M | 165.39M | 163.75M | 154.76M | 141.06M | 106.57M | 113.69M |
| Gross Margin | 61.15% | 60.44% | 59.79% | 57.40% | 57.78% | 57.16% | 56.62% | 58.03% | 58.91% | 56.71% | 55.70% | 57.97% |
| Operating Margin | 25.53% | 23.67% | 22.24% | 24.51% | 24.10% | 23.06% | 21.27% | 22.28% | 23.08% | 21.45% | 16.71% | 18.81% |
| Net Margin | 11.31% | 10.41% | 9.41% | 10.01% | 9.97% | 9.78% | 8.73% | 6.29% | 8.58% | 7.94% | 5.96% | 7.49% |
This table shows 12 quarterly periods of Enova International's income statement, from Q2 2026 back to Q3 2023, across 18 line items including revenue, cost of revenue, gross profit. Values in USD; B = billions, M = millions. Fiscal periods follow ENVA's reporting calendar. What is a income statement?