First Citizens BancShares Quarterly Cash Flow Statement
NASDAQ: FCNCAFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
First Citizens BancShares free cash flow
In the quarter ended Jun 30, 2026, First Citizens BancShares generated $1.04 billion of operating cash flow and spent $102.0 million on capital expenditures. That left free cash flow of $941.0 million, a free-cash-flow margin of 38.7% of revenue. Free cash flow was up 28.4% from the prior year's $733.0 million.
First Citizens BancShares returned $661.0 million to shareholders: $55.0 million in dividends and $606.0 million in share repurchases, equal to 70% of free cash flow. Free cash flow covered dividend payments 17.1 times.
Summary generated from market data by MetaCap's automated system. Methodology
First Citizens BancShares cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 672.00M | 534.00M | 580.00M | 568.00M | 575.00M | 483.00M | 700.00M | 639.00M | 707.00M | 731.00M | 514.00M | 752.00M |
| Net Income growth (YoY) | +16.87% | +10.56% | -17.14% | -11.11% | -18.67% | -33.93% | +36.19% | -15.03% | +3.67% | -92.32% | +100.00% | +138.73% |
| Depreciation & Amortization | 156.00M | 180.00M | 121.00M | 91.00M | 100.00M | 93.00M | 94.00M | 42.00M | 6.00M | -12.00M | -45.00M | -102.00M |
| Stock-Based Compensation | — | — | — | — | — | — | 0 | 0 | 0 | 0 | 1.00M | 1.00M |
| Change in Working Capital | 153.00M | -783.00M | 319.00M | 100.00M | 55.00M | -586.00M | -115.00M | 78.00M | -140.00M | -352.00M | 367.00M | -196.00M |
| Operating Cash Flow | 1.04B | 172.00M | 1.05B | 916.00M | 859.00M | 98.00M | 1.12B | 991.00M | 417.00M | 461.00M | 901.00M | 1.21B |
| Capital Expenditures | -102.00M | -141.00M | -243.00M | -238.00M | -126.00M | -103.00M | -128.00M | -106.00M | -101.00M | -94.00M | -208.00M | -69.00M |
| Investing Cash Flow | -752.00M | -6.54B | 3.63B | -3.80B | -562.00M | -4.88B | -3.74B | -301.00M | -1.82B | -4.29B | -358.00M | -3.75B |
| Dividends Paid | -55.00M | -51.00M | -40.00M | -39.00M | -40.00M | -42.00M | -42.00M | -38.00M | -39.00M | -39.00M | -39.00M | -26.00M |
| Share Repurchases | -606.00M | -899.00M | -900.00M | -896.00M | -613.00M | -618.00M | -948.00M | -700.00M | 0 | 0 | 0 | — |
| Debt Issued | 747.00M | 497.00M | -1.00M | 597.00M | 0 | 1.24B | 0 | 0 | 0 | 0 | 1.00M | 0 |
| Debt Repaid | -2.50B | -2.50B | -2.50B | -3.00M | -351.00M | -1.00M | -102.00M | -316.00M | -1.00M | -31.00M | -104.00M | -2.44B |
| Financing Cash Flow | 148.00M | 6.64B | -4.75B | 2.87B | -220.00M | 4.78B | 2.58B | -592.00M | 1.47B | 3.62B | -426.00M | 2.42B |
| Net Change in Cash | 439.00M | 279.00M | -73.00M | -15.00M | 77.00M | -2.00M | -48.00M | 98.00M | 66.00M | -210.00M | 117.00M | -125.00M |
| Free Cash Flow | 941.00M | 31.00M | 807.00M | 678.00M | 733.00M | -5.00M | 991.00M | 885.00M | 316.00M | 367.00M | 693.00M | 1.14B |
This table shows 12 quarterly periods of First Citizens BancShares's cash flow statement, from Q2 2026 back to Q3 2023, across 14 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow FCNCA's reporting calendar. What is a cash flow statement?