Fair Isaac Financial Ratios
NYSE: FICOConsumer DiscretionaryBusiness ServicesUSD
667.58-39.85 (-5.63%)
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Fair Isaac ratio analysis
Fair Isaac earned a net margin of 32.7% in FY 2025, up from 29.9% a year earlier. Gross margin was 82.2% compared with a median of 72.1% over the prior 9 years. At the end of FY 2025, FICO traded at 69.7 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 29.1 to 93.6, with a median of 50.1.
Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Fair Isaac financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2019 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 69.73 | 93.56 | 51.30 | 29.06 | 30.30 | 54.90 | 48.89 | 56.29 | 33.94 | 36.75 |
| Price / sales | 22.53 | 27.49 | 14.34 | 7.79 | 8.86 | 9.74 | 7.74 | 6.58 | 4.65 | 4.40 |
| Price / book | — | — | — | — | — | 38.08 | 31.00 | 23.62 | 9.30 | 8.06 |
| Gross margin | 82.2% | 79.7% | 79.4% | 78.1% | 74.7% | 72.1% | 71.0% | 69.7% | 69.1% | 69.9% |
| Operating margin | 46.5% | 42.7% | 42.5% | 39.4% | 38.4% | 22.9% | 21.9% | 17.0% | 19.5% | 19.2% |
| Net margin | 32.7% | 29.9% | 28.4% | 27.1% | 29.8% | 18.3% | 16.6% | 12.3% | 14.3% | 12.4% |
| Free cash flow margin | 38.7% | 36.3% | 30.7% | 36.6% | 31.6% | 26.5% | 20.4% | 18.6% | 22.1% | 21.4% |
| Return on equity (ROE) | — | — | — | — | — | 71.4% | 66.3% | 44.0% | 28.6% | 22.7% |
| Return on assets (ROA) | 34.9% | 29.9% | 27.3% | 25.9% | 25.0% | 14.7% | 13.4% | 9.5% | 10.6% | 9.0% |
| Debt / equity | — | — | — | — | — | 2.52 | 2.85 | 2.66 | 1.30 | 1.19 |
| Current ratio | 0.83 | 1.62 | 1.51 | 1.46 | 0.99 | 1.29 | 0.93 | 0.84 | 0.95 | 1.09 |
| Revenue growth | 15.9% | 13.5% | 9.9% | 4.6% | 1.7% | 11.6% | 12.4% | 10.8% | 5.8% | 5.1% |
| EPS growth | 29.8% | 20.8% | 19.4% | 5.8% | 69.6% | 24.6% | 56.2% | -1.9% | 22.1% | 27.9% |