Fair Isaac Balance Sheet
NYSE: FICOConsumer DiscretionaryBusiness ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Fair Isaac financial position
At the end of fiscal 2025, Fair Isaac reported total assets of $1.87 billion, up 8.7% from a year earlier against total liabilities of $3.61 billion. Shareholders' equity was negative at -$1.75 billion, meaning liabilities exceed assets; this is often the result of large share buybacks or accumulated losses. The company held $134.1 million in cash and equivalents against $3.06 billion of debt, a net debt position of $2.92 billion.
The current ratio (current assets divided by current liabilities) was 0.83, meaning short-term obligations exceed short-term assets.
Summary generated from market data by MetaCap's automated system. Methodology
Fair Isaac balance sheet (annual)
| Fiscal year (USD) | FY 20252025-09-30 | FY 20242024-09-30 | FY 20232023-09-30 | FY 20222022-09-30 | FY 20212021-09-30 | FY 20192020-09-30 | FY 20192019-09-30 | FY 20182018-09-30 | FY 20172017-09-30 | FY 20162016-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 134.14M | 150.67M | 136.78M | 133.20M | 195.35M | 157.39M | 106.43M | 90.02M | 105.62M | 75.93M |
| Receivables | 529.15M | 426.64M | 387.95M | 322.41M | 312.11M | 334.18M | 297.43M | 266.74M | 168.59M | 167.79M |
| Total Current Assets | 705.16M | 617.41M | 556.45M | 484.71M | 550.97M | 534.08M | 455.71M | 396.39M | 310.93M | 267.64M |
| Property, Plant & Equipment | 67.71M | 38.47M | 10.97M | 17.58M | 27.91M | 46.42M | 53.03M | 48.84M | 40.70M | 45.12M |
| Goodwill | 783.34M | 782.75M | 773.33M | 761.07M | 788.18M | 812.36M | 803.54M | 800.89M | 804.41M | 798.41M |
| Intangible Assets | — | 0 | 917.00K | 2.02M | 4.10M | 9.24M | 14.14M | 14.54M | 21.18M | 33.62M |
| Long-Term Investments | 54.63M | 45.29M | 33.01M | 24.52M | 31.88M | 25.51M | 20.22M | 18.06M | 13.79M | — |
| Total Assets | 1.87B | 1.72B | 1.58B | 1.44B | 1.57B | 1.61B | 1.43B | 1.33B | 1.26B | 1.22B |
| Accounts Payable | 32.31M | 22.47M | 19.01M | 17.27M | 20.75M | 23.03M | 23.12M | 20.25M | 19.51M | 22.95M |
| Short-Term Debt | 399.54M | 15.00M | 50.00M | 30.00M | 250.00M | 95.00M | 218.00M | 235.00M | 142.00M | 77.00M |
| Total Current Liabilities | 849.22M | 380.29M | 367.69M | 331.46M | 559.21M | 414.51M | 490.83M | 473.90M | 326.65M | 246.08M |
| Long-Term Debt | 2.66B | 2.19B | 1.81B | 1.82B | 1.01B | 739.43M | 606.79M | 528.94M | 462.80M | 493.62M |
| Total Liabilities | 3.61B | 2.68B | 2.26B | 2.24B | 1.68B | 1.28B | 1.14B | 1.04B | 829.08M | 773.85M |
| Shareholders' Equity | -1.75B | -962.68M | -687.99M | -801.95M | -110.94M | 331.08M | 289.77M | 287.44M | 466.18M | 481.32M |
| Retained Earnings | 4.55B | 3.90B | 3.39B | 2.96B | 2.59B | 2.19B | 1.96B | 1.76B | 1.60B | 1.47B |
| Total Debt | 3.06B | 2.21B | 1.86B | 1.85B | 1.26B | 834.43M | 824.79M | 763.94M | 604.80M | 570.62M |
| Net Cash (Debt) | -2.92B | -2.06B | -1.72B | -1.72B | -1.06B | -677.04M | -718.36M | -673.92M | -499.18M | -494.70M |
| Shares Outstanding | 23.76M | 24.39M | 24.77M | 25.15M | 27.57M | 29.10M | 28.94M | 29.02M | 30.24M | 30.93M |
This table shows 10 annual periods of Fair Isaac's balance sheet, from FY 2025 back to FY 2016, across 19 line items including cash & equivalents, short-term investments, receivables. Values in USD; B = billions, M = millions. Fiscal periods follow FICO's reporting calendar. What is a balance sheet?