Flagstar Bank N.A. Financial Statements
NYSE: FLGFinanceBanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Flagstar Bank N.A. revenue and earnings
In fiscal 2025, Flagstar Bank N.A. generated $2.06 billion in revenue, down 19.2% from fiscal 2024, its first annual decline since 2024. Flagstar Bank N.A. reported a net loss of $177.0 million, compared with a loss of $1.12 billion a year earlier. Diluted earnings per share came in at -$0.50.
Over the last 5 fiscal years, FLG's revenue has grown at a 148.0% compound annual rate.
Summary generated from market data by MetaCap's automated system. Methodology
Flagstar Bank N.A. income statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.06B | 2.55B | 5.76B | 27.00M | 23.00M | 22.00M | 29.00M | 29.77M | 31.76M | 32.66M |
| Revenue growth (YoY) | -19.20% | -55.73% | +21248.15% | +17.39% | +4.55% | -24.14% | -2.57% | -6.28% | -2.77% | -94.72% |
| Operating Expenses | 2.08B | 2.84B | 4.98B | 604.00M | 518.00M | 511.00M | 511.00M | 546.63M | 641.22M | 638.11M |
| Selling, General & Admin | — | — | — | 158.00M | 127.00M | 124.00M | 120.00M | 129.03M | 178.56M | 187.56M |
| Interest Expense | 2.75B | 3.80B | 2.41B | 696.00M | 400.00M | 608.00M | 848.00M | 658.68M | 452.24M | 387.49M |
| Pretax Income | -198.00M | -1.38B | -50.00M | 826.00M | 806.00M | 588.00M | 523.00M | 557.67M | 668.22M | 777.13M |
| Income Tax | -21.00M | -260.00M | 29.00M | 176.00M | 210.00M | 77.00M | 128.00M | 135.25M | 202.01M | 281.73M |
| Net Income | -177.00M | -1.12B | -79.00M | 650.00M | 596.00M | 511.00M | 395.00M | 422.42M | 466.20M | 495.40M |
| Net Income growth (YoY) | — | — | -112.15% | +9.06% | +16.63% | +29.37% | -6.49% | -9.39% | -5.89% | — |
| EPS (Basic) | -0.50 | -3.49 | -0.49 | 3.78 | 1.20 | 1.02 | 0.77 | 0.79 | 0.90 | 1.01 |
| EPS (Diluted) | -0.50 | -3.49 | -0.49 | 3.77 | 1.20 | 1.02 | 0.77 | 0.79 | 0.90 | 1.01 |
| Shares Outstanding (Basic) | 415.33M | 330.71M | 237.88M | 161.20M | 463.87M | 462.61M | 465.38M | 487.29M | 487.07M | 485.15M |
| Shares Outstanding (Diluted) | 415.33M | 330.71M | 237.88M | 161.71M | 464.63M | 463.28M | 465.66M | 487.29M | 487.07M | 485.15M |
| Net Margin | -8.58% | -43.81% | -137.00% | 2407.41% | 2591.30% | 2322.73% | 1362.07% | 1419.17% | 1467.93% | 1516.61% |
This table shows 10 annual periods of Flagstar Bank N.A.'s income statement, from FY 2025 back to FY 2016, across 12 line items including revenue, operating expenses, selling, general & admin. Values in USD; B = billions, M = millions. Fiscal periods follow FLG's reporting calendar. What is a income statement?