Flagstar Bank N.A. Cash Flow Statement
NYSE: FLGFinanceBanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Flagstar Bank N.A. free cash flow
In fiscal 2025, Flagstar Bank N.A. generated -$181.0 million of operating cash flow. That left free cash flow of -$181.0 million, a free-cash-flow margin of -8.8% of revenue. Free cash flow was down 310.5% from the prior year's $86.0 million.
Flagstar Bank N.A. returned $15.0 million to shareholders through dividends.
Summary generated from market data by MetaCap's automated system. Methodology
Flagstar Bank N.A. cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | -177.00M | -1.12B | -79.00M | 650.00M | 596.00M | 511.00M | 395.00M | 422.42M | 466.20M | 495.40M |
| Net Income growth (YoY) | — | — | -112.15% | +9.06% | +16.63% | +29.37% | -6.49% | -9.39% | -5.89% | — |
| Depreciation & Amortization | 148.00M | 184.00M | 165.00M | 18.00M | 21.00M | 24.00M | 27.00M | 32.32M | 32.80M | 32.81M |
| Stock-Based Compensation | 61.00M | 54.00M | 47.00M | 29.00M | 31.00M | 29.00M | 32.00M | 36.26M | 36.03M | 32.66M |
| Change in Working Capital | -437.00M | -487.00M | -976.00M | 248.00M | -290.00M | -402.00M | -45.00M | -23.37M | 475.20M | 322.45M |
| Operating Cash Flow | -181.00M | 86.00M | 263.00M | 1.03B | 290.00M | 334.00M | 510.00M | 540.36M | 1.33B | 755.65M |
| Capital Expenditures | — | — | — | — | — | — | — | -9.85M | -27.78M | -84.18M |
| Investing Cash Flow | 2.69B | 15.45B | 20.67B | -6.32B | -2.76B | -1.02B | -2.06B | -4.02B | 1.06B | 1.22B |
| Dividends Paid | -15.00M | -53.00M | -486.00M | -317.00M | -316.00M | -316.00M | -317.00M | -333.06M | -332.15M | -330.81M |
| Share Repurchases | — | 0 | 0 | -7.00M | 0 | -50.00M | -67.00M | -160.77M | -18.46M | -8.68M |
| Debt Issued | 4.00B | 28.24B | 19.85B | 9.48B | 2.07B | 6.92B | 4.79B | 5.67B | 3.00B | 1.18B |
| Debt Repaid | -6.50B | -30.84B | -19.37B | -13.96B | -2.54B | -6.55B | -5.54B | -4.37B | -3.30B | 0 |
| Financing Cash Flow | -12.09B | -11.59B | -11.41B | 5.17B | 2.73B | 1.90B | 816.00M | 2.43B | -418.13M | -1.95B |
| Net Change in Cash | -9.58B | 3.95B | 9.53B | -129.00M | 263.00M | 1.21B | -733.00M | -1.05B | 1.97B | 20.18M |
| Free Cash Flow | -181.00M | 86.00M | 263.00M | 1.03B | 290.00M | 334.00M | 510.00M | 530.51M | 1.30B | 671.47M |
This table shows 10 annual periods of Flagstar Bank N.A.'s cash flow statement, from FY 2025 back to FY 2016, across 14 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow FLG's reporting calendar. What is a cash flow statement?