F.N.B. Financial Statements
NYSE: FNBFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
F.N.B. revenue and earnings
In fiscal 2025, F.N.B. generated $1.76 billion in revenue, up 10.6% from fiscal 2024, its 17th consecutive year of revenue growth. Net income was $565.0 million (+21.5% year over year), for a net margin of 32.0% versus a median of 30.4% in the prior 5 years. Diluted earnings per share came in at $1.56, up from $1.27.
Over the last 5 fiscal years, FNB's revenue has grown at a 7.7% compound annual rate.
Summary generated from market data by MetaCap's automated system. Methodology
F.N.B. income statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.76B | 1.60B | 1.57B | 1.44B | 1.24B | 1.22B | 1.21B | 1.21B | 1.10B | 813.00M |
| Revenue growth (YoY) | +10.59% | +1.59% | +8.87% | +16.65% | +1.73% | +0.41% | +0.25% | +10.02% | +35.06% | +23.06% |
| Operating Expenses | 1.01B | 961.00M | 915.00M | 826.00M | 733.00M | 750.00M | 696.00M | 695.00M | 681.00M | 511.00M |
| Interest Expense | 930.00M | 972.00M | 656.00M | 165.00M | 98.00M | 208.00M | 330.00M | 238.00M | 134.00M | 67.00M |
| Pretax Income | 669.00M | 555.00M | 584.00M | 553.00M | 503.00M | 343.00M | 471.00M | 452.00M | 356.00M | 246.00M |
| Income Tax | 104.00M | 90.00M | 99.00M | 114.00M | 98.00M | 57.00M | 84.00M | 79.00M | 157.00M | 75.00M |
| Net Income | 565.00M | 465.00M | 485.00M | 439.00M | 405.00M | 286.00M | 387.00M | 373.00M | 199.00M | 171.00M |
| Net Income growth (YoY) | +21.51% | -4.12% | +10.48% | +8.40% | +41.61% | -26.10% | +3.75% | +87.44% | +16.37% | +7.11% |
| EPS (Basic) | 1.57 | 1.27 | 1.32 | 1.23 | 1.24 | 0.86 | 1.17 | 1.13 | 0.63 | 0.79 |
| EPS (Diluted) | 1.56 | 1.27 | 1.31 | 1.22 | 1.23 | 0.85 | 1.16 | 1.12 | 0.63 | 0.78 |
| Shares Outstanding (Basic) | 360.84M | 361.44M | 360.74M | 349.98M | 319.79M | 323.37M | 324.94M | 324.21M | 302.20M | 206.24M |
| Shares Outstanding (Diluted) | 361.95M | 362.64M | 362.90M | 354.05M | 323.48M | 325.49M | 326.06M | 325.62M | 303.86M | 207.77M |
| Net Margin | 32.01% | 29.14% | 30.87% | 30.42% | 32.74% | 23.52% | 31.96% | 30.88% | 18.12% | 21.03% |
This table shows 10 annual periods of F.N.B.'s income statement, from FY 2025 back to FY 2016, across 11 line items including revenue, operating expenses, interest expense. Values in USD; B = billions, M = millions. Fiscal periods follow FNB's reporting calendar. What is a income statement?