F.N.B. Cash Flow Statement
NYSE: FNBFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
F.N.B. free cash flow
In fiscal 2025, F.N.B. generated $482.0 million of operating cash flow and spent $106.0 million on capital expenditures. That left free cash flow of $376.0 million, a free-cash-flow margin of 21.3% of revenue. Free cash flow was down 25.2% from the prior year's $503.0 million.
F.N.B. returned $224.0 million to shareholders: $174.0 million in dividends and $50.0 million in share repurchases, equal to 60% of free cash flow. Free cash flow covered dividend payments 2.2 times.
Summary generated from market data by MetaCap's automated system. Methodology
F.N.B. cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 565.00M | 465.00M | 485.00M | 439.00M | 405.00M | 286.00M | 387.00M | 373.00M | 199.00M | 171.00M |
| Net Income growth (YoY) | +21.51% | -4.12% | +10.48% | +8.40% | +41.61% | -26.10% | +3.75% | +87.44% | +16.37% | +7.11% |
| Depreciation & Amortization | 77.00M | 67.00M | 78.00M | 73.00M | 10.00M | -3.00M | 45.00M | 109.00M | 89.00M | 61.00M |
| Operating Cash Flow | 482.00M | 642.00M | 423.00M | 1.22B | 530.00M | 113.00M | 259.00M | 611.00M | 279.00M | 293.00M |
| Capital Expenditures | -106.00M | -139.00M | -88.00M | -95.00M | -58.00M | -41.00M | -46.00M | -35.00M | -57.00M | -60.00M |
| Investing Cash Flow | -1.49B | -1.70B | -2.26B | -3.06B | -153.00M | -1.82B | -1.13B | -1.92B | -1.53B | -1.26B |
| Dividends Paid | -174.00M | -175.00M | -174.00M | -171.00M | -156.00M | -157.00M | -157.00M | -157.00M | -143.00M | -102.00M |
| Share Repurchases | -50.00M | -3.00M | -36.00M | -43.00M | -43.00M | -38.00M | 0 | 0 | — | — |
| Debt Issued | 638.00M | 1.38B | 1.23B | 381.00M | 25.00M | 328.00M | 954.00M | 37.00M | 155.00M | 46.00M |
| Debt Repaid | -1.75B | -341.00M | -352.00M | -231.00M | -438.00M | -574.00M | -239.00M | -77.00M | -199.00M | -173.00M |
| Financing Cash Flow | 1.08B | 1.90B | 1.74B | 18.00M | 1.73B | 2.49B | 983.00M | 1.32B | 1.36B | 849.00M |
| Net Change in Cash | 79.00M | 843.00M | -98.00M | -1.82B | 2.11B | 784.00M | 111.00M | 9.00M | 108.00M | -118.00M |
| Free Cash Flow | 376.00M | 503.00M | 335.00M | 1.12B | 472.00M | 72.00M | 213.00M | 576.00M | 222.00M | 233.00M |
This table shows 10 annual periods of F.N.B.'s cash flow statement, from FY 2025 back to FY 2016, across 12 line items including net income, depreciation & amortization, operating cash flow. Values in USD; B = billions, M = millions. Fiscal periods follow FNB's reporting calendar. What is a cash flow statement?