German American Bancorp Financial Statements
NASDAQ: GABCFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
After hours: 48.16 0.00%
German American Bancorp revenue and earnings
In fiscal 2025, German American Bancorp generated $487.4 million in revenue, up 37.8% from fiscal 2024, its 16th consecutive year of revenue growth. Net income was $112.6 million (+34.4% year over year), for a net margin of 23.1% versus a median of 29.4% in the prior 5 years. Diluted earnings per share came in at $3.06, up from $2.83.
Over the last 5 fiscal years, GABC's revenue has grown at a 18.4% compound annual rate.
Summary generated from market data by MetaCap's automated system. Methodology
German American Bancorp income statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 487.40M | 353.70M | 316.92M | 278.06M | 220.29M | 209.72M | 190.73M | 151.68M | 131.76M | 126.92M |
| Revenue growth (YoY) | +37.80% | +11.61% | +13.97% | +26.22% | +5.04% | +9.96% | +25.74% | +15.12% | +3.82% | +23.23% |
| Operating Expenses | 201.95M | 146.38M | 144.50M | 154.19M | 124.01M | 117.12M | 114.16M | 93.55M | 77.80M | 76.59M |
| Interest Expense | 125.96M | 100.45M | 66.22M | 18.34M | 9.55M | 19.13M | 31.25M | 19.14M | 11.12M | 8.46M |
| Pretax Income | 140.07M | 104.10M | 103.65M | 99.18M | 102.78M | 75.04M | 71.24M | 56.06M | 52.21M | 49.13M |
| Income Tax | 27.43M | 20.29M | 17.76M | 17.35M | 18.65M | 12.83M | 12.02M | 9.53M | 11.53M | 13.95M |
| Net Income | 112.64M | 83.81M | 85.89M | 81.83M | 84.14M | 62.21M | 59.22M | 46.53M | 40.68M | 35.18M |
| Net Income growth (YoY) | +34.39% | -2.42% | +4.97% | -2.75% | +35.25% | +5.05% | +27.28% | +14.39% | +15.61% | +17.03% |
| EPS (Basic) | 3.06 | 2.83 | 2.91 | 2.78 | 3.17 | 2.34 | 2.29 | 1.99 | 1.77 | 1.57 |
| EPS (Diluted) | 3.06 | 2.83 | 2.91 | 2.78 | 3.17 | 2.34 | 2.29 | 1.99 | 1.77 | 1.57 |
| Shares Outstanding (Basic) | 36.80M | 29.66M | 29.56M | 29.46M | 26.54M | 26.54M | 25.82M | 23.38M | 22.92M | 22.39M |
| Shares Outstanding (Diluted) | 36.80M | 29.66M | 29.56M | 29.46M | 26.54M | 26.54M | 25.82M | 23.38M | 22.92M | 22.39M |
| Net Margin | 23.11% | 23.70% | 27.10% | 29.43% | 38.19% | 29.66% | 31.05% | 30.68% | 30.87% | 27.72% |
This table shows 10 annual periods of German American Bancorp's income statement, from FY 2025 back to FY 2016, across 12 line items including revenue, operating expenses, interest expense. Values in USD; B = billions, M = millions. Fiscal periods follow GABC's reporting calendar. What is a income statement?