German American Bancorp Cash Flow Statement
NASDAQ: GABCFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
German American Bancorp free cash flow
In fiscal 2025, German American Bancorp generated $159.3 million of operating cash flow and spent $5.3 million on capital expenditures. That left free cash flow of $154.0 million, a free-cash-flow margin of 31.6% of revenue. Free cash flow was up 69.8% from the prior year's $90.7 million.
German American Bancorp returned $43.3 million to shareholders through dividends, equal to 28% of free cash flow. Free cash flow covered dividend payments 3.6 times.
Summary generated from market data by MetaCap's automated system. Methodology
German American Bancorp cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 112.64M | 83.81M | 85.89M | 81.83M | 84.14M | 62.21M | 59.22M | 46.53M | 40.68M | 35.18M |
| Net Income growth (YoY) | +34.39% | -2.42% | +4.97% | -2.75% | +35.25% | +5.05% | +27.28% | +14.39% | +15.61% | +17.03% |
| Depreciation & Amortization | 18.71M | 9.28M | 9.56M | 10.12M | 8.77M | 9.43M | 8.63M | 6.18M | 4.69M | 4.32M |
| Stock-Based Compensation | 2.87M | 2.95M | 2.33M | 2.33M | 1.72M | 1.05M | 1.29M | 1.35M | 1.25M | 1.41M |
| Change in Working Capital | 9.67M | 394.00K | 552.00K | 532.00K | 1.53M | 1.51M | 2.89M | 2.05M | -4.64M | 3.27M |
| Operating Cash Flow | 159.32M | 95.76M | 107.23M | 110.04M | 100.84M | 92.42M | 65.23M | 62.33M | 54.88M | 41.91M |
| Capital Expenditures | -5.32M | -5.05M | -5.75M | -7.85M | -4.69M | -7.07M | -9.37M | -15.19M | -11.18M | -5.23M |
| Investing Cash Flow | -60.27M | -82.40M | 27.25M | -24.18M | -640.30M | -346.08M | 30.66M | -38.80M | -189.28M | -71.69M |
| Dividends Paid | -43.28M | -31.84M | -29.43M | -27.02M | -22.22M | -20.14M | -17.56M | -14.07M | -11.84M | -10.63M |
| Debt Issued | 25.00M | 75.00M | 25.00M | 0 | 0 | 0 | 89.21M | 25.00M | 75.00M | 0 |
| Debt Repaid | -64.48M | -50.16M | -132.00K | -41.69M | -58.09M | -40.63M | -65.17M | -40.16M | -53.86M | -24.91M |
| Financing Cash Flow | -169.46M | 60.10M | -136.54M | -363.67M | 590.60M | 495.52M | -88.56M | 2.66M | 139.95M | 42.58M |
| Net Change in Cash | -70.41M | 73.46M | -2.05M | -277.81M | 51.14M | 241.86M | 7.33M | 26.19M | 5.54M | 12.81M |
| Free Cash Flow | 154.00M | 90.72M | 101.49M | 102.18M | 96.16M | 85.35M | 55.85M | 47.15M | 43.69M | 36.68M |
This table shows 10 annual periods of German American Bancorp's cash flow statement, from FY 2025 back to FY 2016, across 13 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow GABC's reporting calendar. What is a cash flow statement?