HealthEquity (HQY) Options Chain

NASDAQ: HQYConsumer DiscretionaryBusiness ServicesUSD

92.61-0.44 (-0.47%)

At close: Oct 9, 4:00 PM ET · Delayed 15 min

Expiration date

Expiration: Dec 18, 2026
Days to expiration: 68
Share price: $92.61
Put/call ratio (OI): 1.50
Put/call ratio (volume): 7.41
ATM implied volatility: 48.9%
Expected move: ±$19.55
Open interest (C / P): 494 / 740

HQY options summary

The HQY options chain for the December 18, 2026 expiration lists 19 call and 9 put contracts, with 68 days until expiration. Open interest stands at 494 calls and 740 puts, a put/call ratio of 1.50, which is more bearish, with puts outnumbering calls. At-the-money implied volatility near the $95.00 strike is 48.9%, which implies the market expects a move of about ±$19.55 (21.1%) in HealthEquity stock by expiration.

The most open interest sits at the $95.00 call (128 contracts) and the $95.00 put (719 contracts).

Summary generated from market data by MetaCap's automated system. Methodology

HQY options chain · December 18, 2026

HQY calls and puts by strike price. Shaded cells are in the money.
Calls							Puts
OI	Vol	IV	Last	Bid	Ask	Strike	Bid	Ask	Last	IV	Vol	OI
5	1	329.4%	59.06	63.70	67.80	40.00	—	—	—	—	—	—
3	2	145.4%	39.33	44.40	48.10	50.00	—	—	—	—	—	—
0	—	—	32.00	0.00	0.00	55.00	0.00	2.25	1.08	89.0%	1	0
1	2	66.8%	29.50	31.20	35.30	60.00	—	—	—	—	—	—
0	1	—	24.00	0.00	0.00	65.00	—	—	—	—	—	—
6	6	173.6%	29.75	34.70	38.80	70.00	0.25	3.50	3.40	64.5%	1	3
9	6	68.6%	19.44	17.10	21.10	75.00	0.00	2.90	0.90	63.2%	1	3
6	2	60.6%	9.90	13.10	16.70	80.00	0.00	3.50	1.50	55.9%	1	3
4	1	55.0%	22.30	9.40	12.80	85.00	1.20	4.50	3.60	50.2%	—	6
21	3	52.1%	6.67	6.30	9.60	90.00	2.55	6.20	6.90	47.0%	3	3
HQY $92.61
128	35	50.1%	3.85	3.80	7.00	95.00	5.50	9.00	9.60	47.7%	719	719
102	1	50.9%	3.15	1.35	5.30	100.00	5.20	7.90	13.30	16.6%	—	1
105	5	51.1%	2.25	0.45	3.90	105.00	—	—	—	—	—	—
41	1	52.6%	2.05	0.00	3.00	110.00	15.70	19.70	13.70	47.1%	—	2
4	1	58.0%	6.10	0.00	2.80	115.00	—	—	—	—	—	—
41	29	62.1%	0.70	0.00	2.55	120.00	—	—	—	—	—	—
17	1	53.7%	3.10	0.00	2.35	125.00	—	—	—	—	—	—
1	—	72.3%	2.00	0.50	4.40	130.00	—	—	—	—	—	—
0	1	53.5%	1.65	0.00	1.15	135.00	—	—	—	—	—	—

In-the-money callsIn-the-money puts. IV = implied volatility, OI = open interest (contracts). Each contract covers 100 shares. Quotes delayed at least 15 minutes.

Frequently asked questions

What is the HQY put/call ratio?

For the December 18, 2026 expiration, the HQY put/call ratio based on open interest is 1.50 (740 puts vs 494 calls), and 7.41 based on today's volume. A ratio above 1 means more puts than calls.

What is HQY's implied volatility?

At-the-money implied volatility for HQY options expiring December 18, 2026 is about 48.9%, an annualized estimate of how much the market expects HealthEquity stock to move.

How many HQY option expiration dates are there?

HQY has 5 listed expiration dates, from Oct 16, 2026 to Jun 17, 2027.

What does "in the money" mean?

A call is in the money when the strike price is below the current share price; a put is in the money when the strike is above it. In-the-money contracts have intrinsic value and are shaded in the table.