Heritage Insurance (HRTG) Options Chain
NYSE: HRTGFinanceProperty-Casualty InsurersUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Expiration date
- Expiration
- Nov 20, 2026
- Days to expiration
- 40
- Share price
- $34.83
- Put/call ratio (OI)
- 0.55
- Put/call ratio (volume)
- 0.33
- Expected move
- ±$6.35
- Open interest (C / P)
- 11 / 6
HRTG options summary
The HRTG options chain for the November 20, 2026 expiration lists 2 call and 4 put contracts, with 40 days until expiration. Open interest stands at 11 calls and 6 puts, a put/call ratio of 0.55, which is tilted bullish, with calls outnumbering puts. At-the-money implied volatility near the $35.00 strike is 55.1%, which implies the market expects a move of about ±$6.35 (18.2%) in Heritage Insurance stock by expiration.
The most open interest sits at the $35.00 call (6 contracts) and the $30.00 put (4 contracts).
Summary generated from market data by MetaCap's automated system. Methodology
HRTG options chain · November 20, 2026
| Calls | Puts | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Last | Bid | Ask | Strike | Bid | Ask | Last | |||||
| — | — | — | 20.00 | 0.00 | 1.00 | 0.05 | |||||
| — | — | — | 25.00 | — | — | 0.40 | |||||
| — | — | — | 30.00 | 0.00 | 1.70 | 1.30 | |||||
| 2.80 | 1.75 | 3.20 | 35.00 | 2.00 | 3.20 | 3.09 | |||||
| 0.65 | 0.65 | 1.15 | 40.00 | — | — | — | |||||
In-the-money callsIn-the-money puts. IV = implied volatility, OI = open interest (contracts). Each contract covers 100 shares. Quotes delayed at least 15 minutes.
Frequently asked questions
What is the HRTG put/call ratio?
For the November 20, 2026 expiration, the HRTG put/call ratio based on open interest is 0.55 (6 puts vs 11 calls), and 0.33 based on today's volume. A ratio above 1 means more puts than calls.
What is HRTG's implied volatility?
At-the-money implied volatility for HRTG options expiring November 20, 2026 is about 55.1%, an annualized estimate of how much the market expects Heritage Insurance stock to move.
How many HRTG option expiration dates are there?
HRTG has 4 listed expiration dates, from Oct 16, 2026 to Mar 19, 2027.
What does "in the money" mean?
A call is in the money when the strike price is below the current share price; a put is in the money when the strike is above it. In-the-money contracts have intrinsic value and are shaded in the table.