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Heritage Insurance (HRTG) Options Chain

NYSE: HRTGFinanceProperty-Casualty InsurersUSD

34.83-0.40 (-1.14%)

At close: Oct 9, 4:00 PM ET · Delayed 15 min

Expiration date

Expiration
Dec 18, 2026
Days to expiration
67
Share price
$34.83
Put/call ratio (OI)
0.20
Put/call ratio (volume)
1.48
Expected move
±$0.0582
Open interest (C / P)
5 / 1

HRTG options summary

The HRTG options chain for the December 18, 2026 expiration lists 11 call and 9 put contracts, with 67 days until expiration. Open interest stands at 5 calls and 1 puts, a put/call ratio of 0.20, which is tilted bullish, with calls outnumbering puts. At-the-money implied volatility near the $35.00 strike is 0.4%, which implies the market expects a move of about ±$0.0582 (0.2%) in Heritage Insurance stock by expiration.

The most open interest sits at the $15.00 call (4 contracts) and the $12.50 put (1 contracts).

Summary generated from market data by MetaCap's automated system. Methodology

HRTG options chain · December 18, 2026

HRTG calls and puts by strike price. Shaded cells are in the money.
CallsPuts
LastBidAskStrikeBidAskLast
16.408.3011.8012.500.001.150.45
13.8118.3021.7015.000.000.000.05
7.370.000.0017.500.000.000.10
14.730.000.0020.000.000.000.55
11.850.000.0022.500.000.000.60
8.920.000.0025.000.000.000.60
6.100.000.0030.000.000.001.60
2.570.000.0035.000.000.003.30
1.000.000.0040.0016.3020.1013.04
0.430.000.0045.00———
0.250.000.0050.00———

In-the-money callsIn-the-money puts. IV = implied volatility, OI = open interest (contracts). Each contract covers 100 shares. Quotes delayed at least 15 minutes.

Frequently asked questions

What is the HRTG put/call ratio?

For the December 18, 2026 expiration, the HRTG put/call ratio based on open interest is 0.20 (1 puts vs 5 calls), and 1.48 based on today's volume. A ratio above 1 means more puts than calls.

What is HRTG's implied volatility?

At-the-money implied volatility for HRTG options expiring December 18, 2026 is about 0.4%, an annualized estimate of how much the market expects Heritage Insurance stock to move.

How many HRTG option expiration dates are there?

HRTG has 4 listed expiration dates, from Oct 16, 2026 to Mar 19, 2027.

What does "in the money" mean?

A call is in the money when the strike price is below the current share price; a put is in the money when the strike is above it. In-the-money contracts have intrinsic value and are shaded in the table.

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