Live Oak Bancshares Balance Sheet
NYSE: LOBFinanceMajor BanksUSD
34.48-0.09 (-0.26%)
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Live Oak Bancshares financial position
At the end of fiscal 2025, Live Oak Bancshares reported total assets of $15.13 billion, up 16.9% from a year earlier against total liabilities of $13.88 billion. Shareholders' equity stood at $1.25 billion, or 8.3% of assets. The company held $864.9 million in cash and equivalents.
Summary generated from market data by MetaCap's automated system. Methodology
Live Oak Bancshares balance sheet (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 864.90M | 608.80M | 582.54M | 280.24M | 187.20M | 297.17M | 124.61M | 316.82M | 295.27M | 238.01M |
| Property, Plant & Equipment | 240.20M | 264.06M | 257.88M | 263.29M | 240.20M | 259.27M | 279.10M | 262.52M | 178.79M | 64.66M |
| Goodwill | — | 1.80M | 1.80M | 1.80M | — | — | — | — | — | — |
| Intangible Assets | — | — | — | — | — | — | — | — | 4.30M | — |
| Total Assets | 15.13B | 12.94B | 11.27B | 9.86B | 8.21B | 7.87B | 4.81B | 3.67B | 2.76B | 1.76B |
| Short-Term Debt | — | — | — | — | — | — | — | 1.44M | 0 | 0 |
| Long-Term Debt | — | — | — | — | — | — | — | 16.00K | 26.56M | 27.84M |
| Total Liabilities | 13.88B | 11.94B | 10.37B | 9.04B | 7.50B | 7.30B | 4.28B | 3.18B | 2.32B | 1.53B |
| Shareholders' Equity | 1.25B | 999.03M | 902.67M | 811.03M | 715.13M | 567.85M | 532.39M | 493.56M | 436.93M | 222.85M |
| Retained Earnings | 809.88M | 715.77M | 642.82M | 572.50M | 400.89M | 235.72M | 180.26M | 167.12M | 120.24M | 23.52M |
| Total Debt | — | — | — | — | — | — | — | 1.46M | 26.56M | 27.84M |
| Net Cash (Debt) | 864.90M | 608.80M | 582.54M | 280.24M | 187.20M | 297.17M | 124.61M | 315.37M | 268.71M | 210.16M |
This table shows 10 annual periods of Live Oak Bancshares's balance sheet, from FY 2025 back to FY 2016, across 12 line items including cash & equivalents, property, plant & equipment, goodwill. Values in USD; B = billions, M = millions. Fiscal periods follow LOB's reporting calendar. What is a balance sheet?