Merchants Bancorp Cash Flow Statement
NASDAQ: MBINFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Merchants Bancorp free cash flow
In fiscal 2025, Merchants Bancorp generated -$341.2 million of operating cash flow and spent $20.9 million on capital expenditures. That left free cash flow of -$362.2 million, a free-cash-flow margin of -53.1% of revenue. Merchants Bancorp returned $59.4 million to shareholders through dividends.
Summary generated from market data by MetaCap's automated system. Methodology
Merchants Bancorp cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 218.77M | 320.39M | 279.23M | 219.72M | 227.10M | 180.53M | 77.33M | 62.87M | 54.68M | 33.13M |
| Net Income growth (YoY) | -31.72% | +14.74% | +27.09% | -3.25% | +25.80% | +133.46% | +22.99% | +14.98% | +65.07% | +16.71% |
| Depreciation & Amortization | 3.46M | 3.01M | 2.85M | 2.48M | 2.19M | 1.90M | 852.00K | 461.00K | 296.00K | 278.00K |
| Change in Working Capital | -28.66M | -33.76M | -43.66M | -16.49M | -2.79M | -14.01M | 20.38M | -5.86M | 10.65M | -12.10M |
| Operating Cash Flow | -341.25M | -835.28M | -356.40M | 975.77M | -49.22M | -874.89M | -1.26B | 204.34M | -175.89M | -149.77M |
| Capital Expenditures | -20.94M | -18.39M | -7.53M | -6.76M | -3.65M | -3.62M | -13.98M | -9.20M | -788.00K | -1.20M |
| Investing Cash Flow | -195.67M | -874.27M | -3.26B | -2.86B | -474.26M | -2.53B | -957.67M | -509.07M | -523.14M | -265.30M |
| Dividends Paid | -59.42M | -51.17M | -48.51M | -38.07M | -31.23M | -23.67M | -17.25M | -10.22M | -7.95M | -6.22M |
| Share Repurchases | — | — | — | -3.94M | — | — | — | — | — | — |
| Debt Issued | 323.57B | 166.32B | 95.57B | 65.78B | 31.47B | 61.09B | 8.92B | 1.09B | — | — |
| Debt Repaid | -324.03B | -162.87B | -95.70B | -65.89B | -31.79B | -59.92B | -8.91B | -931.99M | — | — |
| Financing Cash Flow | 272.51M | 1.60B | 3.97B | 1.08B | 1.38B | 3.08B | 2.38B | 281.74M | 612.84M | 413.97M |
| Net Change in Cash | -264.41M | -107.81M | 358.26M | -806.45M | 852.89M | -326.98M | 170.19M | -23.00M | -86.18M | -1.10M |
| Free Cash Flow | -362.19M | -853.67M | -363.93M | 969.01M | -52.86M | -878.51M | -1.27B | 195.14M | -176.67M | -150.97M |
This table shows 10 annual periods of Merchants Bancorp's cash flow statement, from FY 2025 back to FY 2016, across 13 line items including net income, depreciation & amortization, change in working capital. Values in USD; B = billions, M = millions. Fiscal periods follow MBIN's reporting calendar. What is a cash flow statement?