M&T Bank Quarterly Cash Flow Statement
NYSE: MTBFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
M&T Bank free cash flow
In the quarter ended Jun 30, 2026, M&T Bank generated $1.27 billion of operating cash flow. That left free cash flow of $1.27 billion, a free-cash-flow margin of 286.9% of revenue. Free cash flow was up 50.2% from the prior year's $844.0 million.
M&T Bank returned $678.0 million to shareholders: $218.0 million in dividends and $460.0 million in share repurchases, equal to 53% of free cash flow. Free cash flow covered dividend payments 5.8 times.
Summary generated from market data by MetaCap's automated system. Methodology
M&T Bank cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 818.00M | 664.00M | 759.00M | 792.00M | 716.00M | 584.00M | 681.00M | 721.00M | 655.00M | 531.00M | 482.00M | 690.00M |
| Net Income growth (YoY) | +14.25% | +13.70% | +11.45% | +9.85% | +9.31% | +9.98% | +41.29% | +4.49% | -24.45% | -24.36% | -37.05% | +6.71% |
| Depreciation & Amortization | 77.00M | 79.00M | 80.00M | 79.00M | 81.00M | 83.00M | 81.00M | 76.00M | 79.00M | 80.00M | 77.00M | 78.00M |
| Operating Cash Flow | 1.27B | 1.01B | 523.00M | 1.00B | 844.00M | 635.00M | 1.68B | -28.00M | 1.35B | 608.00M | 800.00M | 1.42B |
| Investing Cash Flow | -3.83B | -4.32B | -3.83B | -423.00M | -2.21B | -349.00M | -6.90B | -1.39B | 5.63B | -7.08B | 3.79B | -1.91B |
| Dividends Paid | -218.00M | -227.00M | -228.00M | -233.00M | -213.00M | -225.00M | -224.00M | -225.00M | -225.00M | -221.00M | -216.00M | -216.00M |
| Share Repurchases | -460.00M | -1.24B | -502.00M | -404.00M | -1.07B | -656.00M | -198.00M | -198.00M | 0 | 0 | 0 | 0 |
| Debt Issued | 2.69B | 508.00M | 0 | 747.00M | 2.04B | 743.00M | 1.49B | 646.00M | 0 | 3.36B | 1.00B | 546.00M |
| Debt Repaid | -251.00M | -212.00M | -2.00B | -215.00M | -215.00M | -2.95B | -331.00M | -516.00M | -113.00M | -49.00M | -43.00M | -781.00M |
| Financing Cash Flow | 3.65B | 891.00M | 1.25B | -1.18B | 28.00M | 1.70B | -4.28B | 1.85B | -6.90B | 6.44B | -1.52B | 408.00M |
| Net Change in Cash | 1.09B | -2.42B | -2.05B | -602.00M | -1.34B | 1.98B | -9.50B | 438.00M | 83.00M | -36.00M | 3.07B | -79.00M |
| Free Cash Flow | 1.27B | 1.01B | 523.00M | 1.00B | 844.00M | 635.00M | 1.68B | -28.00M | 1.35B | 608.00M | 800.00M | 1.42B |
This table shows 12 quarterly periods of M&T Bank's cash flow statement, from Q2 2026 back to Q3 2023, across 11 line items including net income, depreciation & amortization, operating cash flow. Values in USD; B = billions, M = millions. Fiscal periods follow MTB's reporting calendar. What is a cash flow statement?