NBT Bancorp Quarterly Balance Sheet
NASDAQ: NBTBFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
NBT Bancorp financial position
As of Jun 30, 2026, NBT Bancorp reported total assets of $16.21 billion, up 1.2% from a year earlier against total liabilities of $14.27 billion. Shareholders' equity stood at $1.94 billion, or 12.0% of assets. The company held $187.2 million in cash and equivalents against $316.4 million of debt, a net debt position of $129.3 million.
Debt-to-equity was 0.16.
Summary generated from market data by MetaCap's automated system. Methodology
NBT Bancorp balance sheet (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 187.16M | 151.56M | 185.16M | 245.76M | 264.78M | 216.70M | 205.08M | 250.79M | 172.31M | 162.46M | 173.81M | 213.36M |
| Property, Plant & Equipment | 98.12M | 100.25M | 99.28M | 98.67M | 95.79M | 81.60M | 80.84M | 80.13M | 78.71M | 80.24M | 80.67M | 82.84M |
| Goodwill | 453.28M | 453.28M | 453.28M | 454.07M | 454.07M | 362.66M | 362.66M | 362.01M | 361.85M | 361.85M | 361.85M | 360.17M |
| Intangible Assets | 51.12M | 54.31M | 57.66M | 61.02M | 64.45M | 34.25M | 36.36M | 35.84M | 36.84M | 38.97M | 40.44M | 42.57M |
| Total Assets | 16.21B | 16.20B | 16.00B | 16.11B | 16.01B | 13.86B | 13.79B | 13.84B | 13.50B | 13.44B | 13.31B | 13.83B |
| Short-Term Debt | 316.44M | 117.81M | 148.07M | 138.73M | 112.97M | 85.60M | 162.94M | 204.96M | 224.70M | 267.13M | 386.65M | 490.18M |
| Total Liabilities | 14.27B | 14.29B | 14.10B | 14.26B | 14.21B | 12.30B | 12.26B | 12.32B | 12.04B | 12.00B | 11.88B | 12.46B |
| Shareholders' Equity | 1.94B | 1.91B | 1.90B | 1.85B | 1.81B | 1.57B | 1.53B | 1.52B | 1.46B | 1.44B | 1.43B | 1.36B |
| Retained Earnings | 1.26B | 1.23B | 1.20B | 1.16B | 1.13B | 1.12B | 1.10B | 1.08B | 1.06B | 1.04B | 1.02B | 1.01B |
| Total Debt | 316.44M | 117.81M | 148.07M | 138.73M | 112.97M | 85.60M | 162.94M | 204.96M | 224.70M | 267.13M | 386.65M | 490.18M |
| Net Cash (Debt) | -129.27M | 33.75M | 37.09M | 107.03M | 151.81M | 131.10M | 42.14M | 45.83M | -52.39M | -104.67M | -212.84M | -276.82M |
This table shows 12 quarterly periods of NBT Bancorp's balance sheet, from Q2 2026 back to Q3 2023, across 12 line items including cash & equivalents, property, plant & equipment, goodwill. Values in USD; B = billions, M = millions. Fiscal periods follow NBTB's reporting calendar. What is a balance sheet?