nCino Financial Ratios
NASDAQ: NCNOTechnologyComputer Software: Prepackaged SoftwareUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
nCino ratio analysis
nCino earned a net margin of 0.9% in FY 2026, up from -7.0% a year earlier. Gross margin was 60.6% compared with a median of 58.9% over the prior 6 years. Return on equity reached 0.5%, meaning nCino generated 0.00 dollars of profit for every dollar of shareholders' equity.
Debt-to-equity stood at 0.20, and the current ratio was 1.00. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
nCino financial ratios (annual)
| Ratio | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 427.00 | — | — | — | — | — | — |
| Price / sales | 4.05 | 7.24 | 7.40 | 8.26 | 15.91 | 30.77 | — |
| Price / book | 2.28 | 3.60 | 3.36 | 3.29 | 4.08 | 14.79 | — |
| Gross margin | 60.6% | 60.1% | 59.8% | 58.5% | 59.3% | 56.9% | 53.6% |
| Operating margin | 0.6% | -3.4% | -8.3% | -23.0% | -26.1% | -20.9% | -20.4% |
| Net margin | 0.9% | -7.0% | -8.9% | -25.2% | -18.1% | -19.8% | -20.0% |
| Free cash flow margin | 13.9% | 9.9% | 11.3% | -8.3% | -9.0% | 2.4% | -10.7% |
| Return on equity (ROE) | 0.5% | -3.5% | -4.0% | -10.0% | -4.6% | -9.5% | -16.5% |
| Return on assets (ROA) | 0.3% | -2.4% | -3.2% | -7.7% | -3.8% | -7.2% | — |
| Debt / equity | 0.20 | — | — | — | — | — | — |
| Current ratio | 1.00 | 1.20 | 1.17 | 1.01 | 1.05 | 3.82 | — |
| Revenue growth | 10.0% | 13.5% | 16.7% | 49.1% | 34.1% | 47.8% | — |