nCino Balance Sheet
NASDAQ: NCNOTechnologyComputer Software: Prepackaged SoftwareUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
nCino financial position
At the end of fiscal 2026, nCino reported total assets of $1.65 billion, up 2.3% from a year earlier against total liabilities of $579.5 million. Shareholders' equity stood at $1.06 billion, or 64.1% of assets. The company held $88.4 million in cash and equivalents against $213.5 million of debt, a net debt position of $125.1 million.
The current ratio (current assets divided by current liabilities) was 1.00, meaning short-term obligations exceed short-term assets. Debt-to-equity was 0.20.
Summary generated from market data by MetaCap's automated system. Methodology
nCino balance sheet (annual)
| Fiscal year (USD) | FY 20262026-01-31 | FY 20252025-01-31 | FY 20242024-01-31 | FY 20232023-01-31 | FY 20222022-01-31 | FY 20212021-01-31 | FY 20202020-01-31 |
|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 88.37M | 120.93M | 112.08M | 82.04M | 88.01M | 371.43M | 91.18M |
| Receivables | 166.54M | 146.79M | 112.97M | 99.50M | 74.53M | 55.52M | — |
| Total Current Assets | 293.50M | 302.25M | 250.78M | 207.19M | 183.51M | 442.23M | — |
| Property, Plant & Equipment | 75.61M | 74.95M | 79.14M | 84.44M | 60.68M | 29.94M | — |
| Goodwill | 1.08B | 1.02B | 838.87M | 839.44M | 841.49M | 57.15M | 55.84M |
| Intangible Assets | 135.66M | 154.57M | 115.57M | 152.82M | 180.12M | 23.14M | — |
| Long-Term Investments | 7.26M | 9.29M | 9.29M | 6.53M | 4.03M | 0 | — |
| Total Assets | 1.65B | 1.61B | 1.34B | 1.33B | 1.30B | 563.40M | — |
| Accounts Payable | 14.52M | 13.64M | 11.84M | 11.88M | 11.37M | 1.63M | — |
| Short-Term Debt | 0 | — | — | — | — | — | — |
| Total Current Liabilities | 294.49M | 251.51M | 215.04M | 205.16M | 174.38M | 115.69M | — |
| Long-Term Debt | 213.50M | — | — | — | — | — | — |
| Total Liabilities | 579.45M | 512.78M | 287.83M | 299.60M | 230.51M | 134.43M | — |
| Shareholders' Equity | 1.06B | 1.09B | 1.05B | 1.02B | 1.07B | 425.18M | 167.27M |
| Retained Earnings | -375.77M | -385.33M | -352.76M | -310.34M | -209.62M | -161.06M | — |
| Total Debt | 213.50M | — | — | — | — | — | — |
| Net Cash (Debt) | -125.13M | 120.93M | 112.08M | 82.04M | 88.01M | 371.43M | 91.18M |
| Shares Outstanding | 113.90M | 116.00M | 113.68M | 111.42M | 109.78M | 93.64M | — |
This table shows 7 annual periods of nCino's balance sheet, from FY 2026 back to FY 2020, across 18 line items including cash & equivalents, receivables, total current assets. Values in USD; B = billions, M = millions. Fiscal periods follow NCNO's reporting calendar. What is a balance sheet?