nCino Financial Statements
NASDAQ: NCNOTechnologyComputer Software: Prepackaged SoftwareUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
nCino revenue and earnings
In fiscal 2026, nCino generated $594.8 million in revenue, up 10.0% from fiscal 2025, its 6th consecutive year of revenue growth. Net income was $5.2 million, for a net margin of 0.9% versus a median of -18.1% in the prior 5 years. Gross margin was 60.6% (up from 60.1%) and operating margin 0.6%.
Diluted earnings per share came in at $0.05. Over the last 5 fiscal years, NCNO's revenue has grown at a 23.8% compound annual rate.
Summary generated from market data by MetaCap's automated system. Methodology
nCino income statement (annual)
| Fiscal year (USD) | FY 20262026-01-31 | FY 20252025-01-31 | FY 20242024-01-31 | FY 20232023-01-31 | FY 20222022-01-31 | FY 20212021-01-31 | FY 20202020-01-31 |
|---|---|---|---|---|---|---|---|
| Revenue | 594.78M | 540.66M | 476.54M | 408.31M | 273.87M | 204.29M | 138.18M |
| Revenue growth (YoY) | +10.01% | +13.45% | +16.71% | +49.09% | +34.06% | +47.85% | — |
| Cost of Revenue | 234.61M | 215.87M | 191.47M | 169.61M | 111.41M | 88.14M | 64.07M |
| Gross Profit | 360.17M | 324.79M | 285.07M | 238.71M | 162.45M | 116.16M | 74.11M |
| Operating Expenses | 356.44M | 342.92M | 324.58M | 332.72M | 233.81M | 158.77M | 102.28M |
| Research & Development | 127.53M | 129.42M | 117.31M | 121.58M | 79.36M | 58.26M | 35.30M |
| Selling, General & Admin | 228.91M | 213.50M | 207.27M | 211.15M | 154.45M | 100.50M | 66.98M |
| Operating Income | 3.73M | -18.13M | -39.51M | -94.01M | -71.36M | -42.61M | -28.17M |
| Interest Expense | 17.46M | 8.76M | 4.13M | 2.81M | 1.51M | 130.00K | 0 |
| Other Income (Expense) | 19.01M | -10.43M | -856.00K | -1.36M | -1.28M | 1.69M | 33.00K |
| Pretax Income | 6.71M | -35.56M | -41.94M | -97.77M | -73.95M | -40.68M | -27.15M |
| Income Tax | -3.00M | -2.51M | 1.59M | 4.07M | -23.83M | 586.00K | 586.00K |
| Net Income | 5.18M | -37.88M | -42.35M | -102.72M | -49.45M | -40.54M | -27.59M |
| Net Income growth (YoY) | — | — | — | — | — | — | — |
| EPS (Basic) | 0.05 | -0.33 | -0.38 | -0.93 | -0.51 | -0.46 | -0.35 |
| EPS (Diluted) | 0.05 | -0.33 | -0.38 | -0.93 | -0.51 | -0.46 | -0.35 |
| Shares Outstanding (Basic) | 112.88M | 115.16M | 112.67M | 110.62M | 96.72M | 87.68M | 78.32M |
| Shares Outstanding (Diluted) | 114.35M | 115.16M | 112.67M | 110.62M | 96.72M | 87.68M | 78.32M |
| EBITDA | 45.98M | 18.21M | 5.75M | -59.36M | -61.35M | -35.18M | -23.56M |
| Gross Margin | 60.55% | 60.07% | 59.82% | 58.46% | 59.32% | 56.86% | 53.63% |
| Operating Margin | 63.00% | -3.35% | -8.29% | -23.02% | -26.06% | -20.86% | -20.39% |
| Net Margin | 87.00% | -7.01% | -8.89% | -25.16% | -18.05% | -19.84% | -19.97% |
This table shows 7 annual periods of nCino's income statement, from FY 2026 back to FY 2020, across 20 line items including revenue, cost of revenue, gross profit. Values in USD; B = billions, M = millions. Fiscal periods follow NCNO's reporting calendar. What is a income statement?