Nicolet Bankshares Financial Ratios
NYSE: NICFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Nicolet Bankshares ratio analysis
Nicolet Bankshares earned a net margin of 38.4% in FY 2025, up from 35.4% a year earlier. Return on equity reached 12.0%, meaning Nicolet Bankshares generated 0.12 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.11 versus 0.14 the year before.
At the end of FY 2025, NIC traded at 12.3 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 11.6 to 20.1, with a median of 13.0. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Nicolet Bankshares financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 12.32 | 12.94 | 19.73 | 12.16 | 15.76 | 11.64 | 13.02 | 12.37 | 16.44 | 20.12 |
| Price / sales | 4.60 | 4.48 | 4.28 | 3.73 | 4.09 | 3.57 | 4.06 | 3.36 | 3.87 | 3.60 |
| Price / book | 1.44 | 1.34 | 1.14 | 1.14 | 1.03 | 1.27 | 1.33 | 1.27 | 1.42 | 1.24 |
| Net margin | 38.4% | 35.4% | 22.2% | 31.6% | 26.9% | 31.3% | 32.2% | 28.1% | 24.9% | 19.5% |
| Free cash flow margin | 38.1% | 33.3% | 32.2% | 35.3% | 37.7% | 35.5% | 31.7% | 32.0% | 27.7% | 21.9% |
| Return on equity (ROE) | 12.0% | 10.6% | 5.9% | 9.7% | 6.8% | 11.2% | 10.6% | 10.6% | 9.1% | 6.7% |
| Return on assets (ROA) | 1.6% | 1.4% | 0.7% | 1.1% | 0.8% | 1.3% | 1.5% | 1.3% | 1.1% | 0.8% |
| Debt / equity | 0.11 | 0.14 | 0.16 | 0.56 | 0.24 | 0.10 | 0.13 | 0.20 | 0.21 | 0.00 |
| Revenue growth | 11.9% | 26.3% | -6.8% | 32.2% | 17.4% | 13.3% | 15.9% | 9.6% | 40.7% | 60.4% |
| EPS growth | 21.5% | 97.3% | -37.8% | 20.6% | -4.6% | 3.3% | 34.0% | 23.7% | 40.5% | -7.8% |