Old Second Bancorp Cash Flow Statement
NASDAQ: OSBCFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Old Second Bancorp free cash flow
In fiscal 2025, Old Second Bancorp generated $122.3 million of operating cash flow and spent $4.5 million on capital expenditures. That left free cash flow of $117.8 million, a free-cash-flow margin of 34.7% of revenue. Free cash flow was down 2.5% from the prior year's $120.7 million.
Old Second Bancorp returned $19.7 million to shareholders: $12.2 million in dividends and $7.4 million in share repurchases, equal to 17% of free cash flow. Free cash flow covered dividend payments 9.6 times.
Summary generated from market data by MetaCap's automated system. Methodology
Old Second Bancorp cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 80.31M | 85.26M | 91.73M | 67.41M | 20.04M | 27.82M | 39.45M | 34.01M | 15.14M | 15.68M |
| Net Income growth (YoY) | -5.81% | -7.05% | +36.09% | +236.29% | -27.96% | -29.48% | +16.00% | +124.68% | -3.48% | +1.94% |
| Depreciation & Amortization | 6.15M | 5.59M | 4.49M | 4.08M | 3.15M | 2.80M | 2.46M | 2.42M | 2.31M | 2.29M |
| Stock-Based Compensation | 5.55M | 3.91M | 3.60M | 2.96M | 1.44M | 2.09M | 2.52M | 2.26M | 1.18M | 657.00K |
| Operating Cash Flow | 122.26M | 131.53M | 116.40M | 97.34M | 31.05M | 25.99M | 52.64M | 54.91M | 37.10M | 27.26M |
| Capital Expenditures | -4.50M | -10.79M | -12.38M | -4.33M | -2.03M | -3.92M | -4.38M | -1.90M | -1.05M | -1.99M |
| Investing Cash Flow | 159.82M | 322.70M | 161.56M | -432.78M | 132.92M | -103.81M | 42.21M | -25.84M | -132.49M | -123.07M |
| Dividends Paid | -12.24M | -9.41M | -8.95M | -8.88M | -4.61M | -1.19M | -1.20M | -1.19M | -1.18M | -888.00K |
| Share Repurchases | -7.41M | -1.05M | -605.00K | -455.00K | -10.42M | -5.92M | -666.00K | -505.00K | -236.00K | -254.00K |
| Debt Issued | — | — | — | — | — | 20.00M | — | — | — | — |
| Debt Repaid | — | — | -45.00M | — | — | — | — | — | — | — |
| Financing Cash Flow | -257.39M | -455.05M | -292.99M | -301.50M | 258.24M | 357.09M | -99.45M | -29.66M | 103.88M | 102.81M |
| Net Change in Cash | 24.70M | -816.00K | -15.03M | -636.93M | 422.20M | 279.27M | -4.60M | -598.00K | 8.50M | 7.00M |
| Free Cash Flow | 117.76M | 120.75M | 104.03M | 93.01M | 29.01M | 22.07M | 48.26M | 53.01M | 36.05M | 25.27M |
This table shows 10 annual periods of Old Second Bancorp's cash flow statement, from FY 2025 back to FY 2016, across 13 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow OSBC's reporting calendar. What is a cash flow statement?