Old Second Bancorp Quarterly Cash Flow Statement
NASDAQ: OSBCFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Old Second Bancorp free cash flow
In the quarter ended Jun 30, 2026, Old Second Bancorp generated $28.6 million of operating cash flow and spent $667,000 on capital expenditures. That left free cash flow of $27.9 million, a free-cash-flow margin of 28.9% of revenue. Free cash flow was up 19.0% from the prior year's $23.5 million.
Old Second Bancorp returned $19.4 million to shareholders: $3.6 million in dividends and $15.8 million in share repurchases, equal to 69% of free cash flow. Free cash flow covered dividend payments 7.7 times.
Summary generated from market data by MetaCap's automated system. Methodology
Old Second Bancorp cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 28.18M | 25.59M | 28.79M | 9.87M | 21.82M | 19.83M | 19.11M | 22.95M | 21.89M | 21.31M | 18.23M | 24.34M |
| Net Income growth (YoY) | +29.13% | +29.02% | +50.64% | -56.99% | -0.32% | -6.95% | +4.86% | -5.69% | -14.36% | -9.72% | -22.82% | +24.65% |
| Depreciation & Amortization | 1.73M | 1.70M | 1.68M | 1.62M | 1.44M | 1.41M | 1.42M | 1.45M | 1.37M | 1.35M | 1.24M | 1.11M |
| Stock-Based Compensation | 1.41M | 1.44M | 1.46M | 1.56M | 1.15M | 1.38M | 829.00K | 978.00K | 950.00K | 1.16M | 894.00K | 935.00K |
| Operating Cash Flow | 28.59M | 36.94M | 44.24M | 35.94M | 24.25M | 17.84M | 24.00M | 48.50M | 11.65M | 47.39M | 29.08M | 81.76M |
| Capital Expenditures | -667.00K | -769.00K | -881.00K | -1.23M | -789.00K | -1.61M | -2.15M | -2.35M | -2.96M | -3.33M | -4.16M | -5.17M |
| Investing Cash Flow | -6.48M | 29.59M | 81.46M | 91.79M | -90.16M | 76.74M | 259.30M | -7.42M | -23.07M | 93.89M | 37.04M | 75.50M |
| Dividends Paid | -3.62M | -3.69M | -3.69M | -3.15M | -2.70M | -2.69M | -2.69M | -2.25M | -2.24M | -2.24M | -2.23M | -2.23M |
| Share Repurchases | -15.75M | -24.45M | -36.00K | -5.88M | -62.00K | -1.43M | -257.00K | 0 | -15.00K | -776.00K | 0 | 0 |
| Debt Repaid | — | — | — | — | — | — | — | — | — | — | 0 | 0 |
| Financing Cash Flow | 5.50M | -74.82M | -118.20M | -152.97M | -48.44M | 62.22M | -299.74M | -46.20M | 34.22M | -143.33M | -75.01M | -160.83M |
| Net Change in Cash | 27.61M | -8.30M | 7.50M | -25.24M | -114.35M | 156.79M | -16.44M | -5.13M | 22.80M | -2.05M | -8.89M | -3.58M |
| Free Cash Flow | 27.92M | 36.17M | 43.36M | 34.72M | 23.46M | 16.23M | 21.85M | 46.15M | 8.69M | 44.06M | 24.92M | 76.59M |
This table shows 12 quarterly periods of Old Second Bancorp's cash flow statement, from Q2 2026 back to Q3 2023, across 13 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow OSBC's reporting calendar. What is a cash flow statement?