Peoples Financial Services Cash Flow Statement
NASDAQ: PFISFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Peoples Financial Services free cash flow
In fiscal 2025, Peoples Financial Services generated $54.3 million of operating cash flow and spent $10.9 million on capital expenditures. That left free cash flow of $43.3 million, a free-cash-flow margin of 23.1% of revenue. Free cash flow was up 34.8% from the prior year's $32.1 million.
Peoples Financial Services returned $24.6 million to shareholders through dividends, equal to 57% of free cash flow. Free cash flow covered dividend payments 1.8 times.
Summary generated from market data by MetaCap's automated system. Methodology
Peoples Financial Services cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 59.19M | 8.50M | 27.38M | 38.09M | 43.52M | 29.35M | 25.74M | 24.92M | 18.46M | 19.58M |
| Net Income growth (YoY) | +596.48% | -68.96% | -28.12% | -12.48% | +48.26% | +14.06% | +3.27% | +35.02% | -5.75% | +10.49% |
| Depreciation & Amortization | 3.32M | 3.35M | 2.79M | 3.09M | 2.70M | 2.90M | 3.08M | 2.33M | 1.95M | 1.66M |
| Stock-Based Compensation | 348.00K | 786.00K | 888.00K | 534.00K | 546.00K | 570.00K | 554.00K | 272.00K | 177.00K | 71.00K |
| Change in Working Capital | -2.76M | 10.04M | -4.92M | -1.75M | 3.00M | 1.28M | -974.00K | -920.00K | 206.00K | -1.10M |
| Operating Cash Flow | 54.27M | 34.73M | 33.25M | 42.36M | 40.77M | 37.18M | 37.08M | 32.63M | 28.59M | 28.05M |
| Capital Expenditures | -10.93M | -2.58M | -5.92M | -7.83M | -4.88M | -2.29M | -5.60M | -4.07M | -6.25M | -6.76M |
| Investing Cash Flow | -24.44M | 386.35M | -25.75M | -467.82M | -440.10M | -201.24M | -184.72M | -134.81M | -184.56M | -186.36M |
| Dividends Paid | -24.64M | -18.09M | -11.66M | -11.32M | -10.79M | -10.52M | -10.13M | -9.69M | -9.32M | -9.17M |
| Debt Issued | 76.24M | — | 25.00M | — | — | — | 16.00M | — | — | — |
| Debt Repaid | -40.89M | -23.29M | -555.00K | -2.16M | -12.06M | -17.96M | -21.17M | -11.83M | -8.40M | -2.22M |
| Financing Cash Flow | 103.30M | -472.58M | 142.00M | 183.40M | 451.07M | 361.10M | 146.18M | 97.31M | 153.52M | 165.33M |
| Net Change in Cash | 133.13M | -51.51M | 149.50M | -242.06M | 51.74M | 197.04M | -1.46M | -4.87M | -2.45M | 7.02M |
| Free Cash Flow | 43.34M | 32.15M | 27.33M | 34.53M | 35.89M | 34.89M | 31.48M | 28.56M | 22.35M | 21.29M |
This table shows 10 annual periods of Peoples Financial Services's cash flow statement, from FY 2025 back to FY 2016, across 14 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow PFIS's reporting calendar. What is a cash flow statement?