Peoples Financial Services Quarterly Cash Flow Statement
NASDAQ: PFISFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Peoples Financial Services free cash flow
In the quarter ended Jun 30, 2026, Peoples Financial Services generated $13.9 million of operating cash flow and spent $1.7 million on capital expenditures. That left free cash flow of $12.2 million, a free-cash-flow margin of 23.3% of revenue. Free cash flow was up 43.0% from the prior year's $8.5 million.
Peoples Financial Services returned $6.3 million to shareholders through dividends, equal to 51% of free cash flow. Free cash flow covered dividend payments 1.9 times.
Summary generated from market data by MetaCap's automated system. Methodology
Peoples Financial Services cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 14.80M | 14.75M | 11.98M | 15.25M | 16.96M | 15.01M | 6.09M | -4.34M | 3.28M | 3.47M | 3.63M | 6.75M |
| Net Income growth (YoY) | -12.69% | -1.75% | +96.75% | — | +416.64% | +333.04% | +67.69% | -164.29% | -65.18% | -54.27% | -60.28% | -32.32% |
| Depreciation & Amortization | 922.00K | 916.00K | 884.00K | 823.00K | 812.00K | 798.00K | 975.00K | 896.00K | 726.00K | 749.00K | 743.00K | 650.00K |
| Stock-Based Compensation | 211.00K | 444.00K | 288.00K | 267.00K | -19.00K | -188.00K | 119.00K | 319.00K | 287.00K | 61.00K | 260.00K | 259.00K |
| Change in Working Capital | -191.00K | -7.90M | 1.52M | -214.00K | -305.00K | -3.77M | 672.00K | 14.04M | -4.01M | -650.00K | 1.15M | -222.00K |
| Operating Cash Flow | 13.87M | 8.30M | 16.09M | 15.22M | 13.89M | 9.07M | 7.86M | 21.90M | 1.74M | 3.23M | 8.95M | 6.75M |
| Capital Expenditures | -1.71M | -1.81M | -2.86M | -2.19M | -5.39M | -499.00K | 2.35M | -4.31M | -398.00K | -216.00K | -228.00K | -1.22M |
| Investing Cash Flow | -89.07M | -80.26M | -18.74M | -40.47M | -5.89M | 40.66M | 113.96M | 281.55M | -3.87M | -5.30M | 22.30M | -25.14M |
| Dividends Paid | -6.25M | -6.25M | -6.16M | -6.16M | -6.16M | -6.16M | -6.15M | -6.15M | -2.89M | -2.89M | -2.89M | -2.91M |
| Debt Issued | 25.05M | 20.00M | 27.13M | 33.82M | — | — | — | — | — | — | 0 | 0 |
| Debt Repaid | -5.35M | -19.63M | -29.91M | -333.00K | -329.00K | -10.32M | -12.97M | — | — | — | 0 | 0 |
| Financing Cash Flow | 2.84M | 131.59M | 91.71M | 29.43M | 90.64M | -108.48M | -271.44M | -67.94M | -57.88M | -75.32M | -98.41M | 136.25M |
| Net Change in Cash | -72.36M | 59.63M | 89.06M | 4.18M | 98.64M | -58.75M | -149.62M | 235.51M | -60.01M | -77.40M | -67.17M | 117.85M |
| Free Cash Flow | 12.16M | 6.49M | 13.24M | 13.03M | 8.50M | 8.57M | 10.21M | 17.58M | 1.34M | 3.01M | 8.72M | 5.52M |
This table shows 12 quarterly periods of Peoples Financial Services's cash flow statement, from Q2 2026 back to Q3 2023, across 14 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow PFIS's reporting calendar. What is a cash flow statement?