PennyMac Financial Services (PFSI) Options Chain

NYSE: PFSIFinanceFinance: Consumer ServicesUSD

59.90-1.44 (-2.35%)

At close: Oct 9, 4:00 PM ET · Delayed 15 min

Expiration date

Expiration: Dec 18, 2026
Days to expiration: 68
Share price: $59.90
Put/call ratio (OI): 0.44
Put/call ratio (volume): 0.74
ATM implied volatility: 51.6%
Expected move: ±$13.33
Open interest (C / P): 8.66K / 3.78K

PFSI options summary

The PFSI options chain for the December 18, 2026 expiration lists 30 call and 20 put contracts, with 68 days until expiration. Open interest stands at 8,665 calls and 3,776 puts, a put/call ratio of 0.44, which is tilted bullish, with calls outnumbering puts. At-the-money implied volatility near the $60.00 strike is 51.6%, which implies the market expects a move of about ±$13.33 (22.3%) in PennyMac Financial Services stock by expiration.

The most open interest sits at the $65.00 call (1.09K contracts) and the $80.00 put (1.31K contracts).

Summary generated from market data by MetaCap's automated system. Methodology

PFSI options chain · December 18, 2026

PFSI calls and puts by strike price. Shaded cells are in the money.
Calls							Puts
OI	Vol	IV	Last	Bid	Ask	Strike	Bid	Ask	Last	IV	Vol	OI
—	—	—	—	—	—	45.00	0.00	2.55	0.65	66.6%	1	1
—	—	—	—	—	—	50.00	0.50	1.90	0.60	57.9%	1	2
—	—	—	—	—	—	55.00	1.55	3.80	1.10	59.7%	1	2
PFSI $59.90
—	—	—	5.70	—	—	60.00	3.70	5.40	4.40	51.6%	12	121
1,086	1	44.1%	3.00	1.95	2.65	65.00	1.85	3.70	1.80	—	2	13
214	211	54.0%	1.82	0.55	2.30	70.00	9.90	12.40	6.60	54.0%	151	979
285	1	48.8%	1.80	0.15	1.05	75.00	15.10	16.20	8.70	49.5%	100	1,115
0	1	12.5%	4.40	0.00	0.00	80.00	18.90	21.60	9.58	64.4%	103	1,308
438	1	62.0%	0.73	0.00	1.75	85.00	0.00	0.00	9.50	—	6	0
661	1	68.9%	0.85	0.00	1.75	90.00	0.00	0.00	15.50	—	4	0
583	1	75.2%	0.33	0.00	1.75	95.00	20.30	23.70	12.90	—	14	33
723	10	71.7%	0.15	0.00	1.00	100.00	25.20	28.00	16.70	—	4	179
642	1	72.7%	1.70	0.00	0.75	105.00	0.00	0.00	26.49	—	1	0
660	1	75.3%	1.65	0.10	0.55	110.00	35.10	38.70	25.36	—	2	0
421	1	103.9%	0.95	0.60	1.85	115.00	—	—	—	—	—	—
428	1	101.3%	0.65	0.10	1.70	120.00	58.70	61.50	46.80	112.1%	2	0
515	7	104.9%	0.05	0.00	1.75	125.00	63.70	66.50	59.63	50.0%	7	23
10	10	93.1%	0.50	0.00	0.75	130.00	0.00	0.00	54.09	—	—	0
2	1	110.1%	1.15	0.00	1.55	135.00	39.00	42.00	49.85	—	—	0
18	1	110.7%	0.80	0.00	1.35	140.00	—	—	—	—	—	—
0	1	50.0%	0.45	0.00	0.00	145.00	—	—	—	—	—	—
203	3	136.8%	1.80	0.10	2.80	150.00	53.40	56.90	61.43	—	—	0
203	10	138.0%	0.70	0.00	2.70	155.00	—	—	—	—	—	—
0	11	50.0%	0.42	0.00	0.00	160.00	—	—	—	—	—	—
517	17	145.4%	9.65	0.00	2.80	165.00	—	—	—	—	—	—
2	—	143.8%	11.10	0.00	2.40	170.00	—	—	—	—	—	—
211	1	146.0%	9.60	0.00	2.35	175.00	—	—	—	—	—	—
0	5	50.0%	0.02	0.00	0.00	180.00	95.30	99.00	91.00	—	1	0
44	2	150.7%	5.50	0.00	2.30	185.00	—	—	—	—	—	—
319	201	152.6%	3.70	0.00	2.25	190.00	—	—	—	—	—	—
211	1	155.0%	4.30	0.00	2.25	195.00	—	—	—	—	—	—
269	54	156.7%	3.50	0.00	2.20	200.00	—	—	—	—	—	—
0	—	50.0%	0.10	0.00	0.00	220.00	—	—	—	—	—	—

In-the-money callsIn-the-money puts. IV = implied volatility, OI = open interest (contracts). Each contract covers 100 shares. Quotes delayed at least 15 minutes.

Frequently asked questions

What is the PFSI put/call ratio?

For the December 18, 2026 expiration, the PFSI put/call ratio based on open interest is 0.44 (3,776 puts vs 8,665 calls), and 0.74 based on today's volume. A ratio above 1 means more puts than calls.

What is PFSI's implied volatility?

At-the-money implied volatility for PFSI options expiring December 18, 2026 is about 51.6%, an annualized estimate of how much the market expects PennyMac Financial Services stock to move.

How many PFSI option expiration dates are there?

PFSI has 7 listed expiration dates, from Oct 16, 2026 to Dec 17, 2027.

What does "in the money" mean?

A call is in the money when the strike price is below the current share price; a put is in the money when the strike is above it. In-the-money contracts have intrinsic value and are shaded in the table.