PayPal Financial Ratios
NASDAQ: PYPLIndustrialsDiversified Commercial ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
PayPal ratio analysis
PayPal earned a net margin of 15.8% in FY 2025, up from 13.0% a year earlier. Return on equity reached 25.8%, meaning PayPal generated 0.26 dollars of profit for every dollar of shareholders' equity. Debt-to-equity stood at 0.49 versus 0.48 the year before, and the current ratio was 1.29.
At the end of FY 2025, PYPL traded at 10.7 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 10.7 to 66.2, with a median of 42.2. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
PayPal financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 10.75 | 21.95 | 15.99 | 34.08 | 53.57 | 66.16 | 52.54 | 50.45 | 50.08 | 34.32 |
| Price / sales | 1.68 | 2.83 | 2.28 | 2.99 | 8.73 | 12.80 | 7.18 | 6.61 | 6.76 | 4.40 |
| Price / book | 2.75 | 4.41 | 3.22 | 4.05 | 10.19 | 13.72 | 7.56 | 6.64 | 5.54 | 3.25 |
| Operating margin | 18.3% | 16.7% | 16.9% | 13.9% | 16.8% | 15.3% | 15.3% | 14.2% | 16.2% | 14.6% |
| Net margin | 15.8% | 13.0% | 14.3% | 8.8% | 16.4% | 19.6% | 13.8% | 13.3% | 13.7% | 12.9% |
| Free cash flow margin | 16.8% | 21.3% | 14.2% | 18.6% | 19.3% | 25.0% | 18.9% | 30.1% | 14.2% | 23.0% |
| Return on equity (ROE) | 25.8% | 20.3% | 20.2% | 11.9% | 19.2% | 21.0% | 14.6% | 13.4% | 11.2% | 9.5% |
| Return on assets (ROA) | 6.5% | 5.3% | 5.2% | 3.1% | 5.5% | 6.0% | 4.8% | 4.7% | 4.4% | 4.2% |
| Debt / equity | 0.49 | 0.48 | 0.46 | 0.51 | 0.37 | 0.45 | 0.29 | 0.13 | — | — |
| Current ratio | 1.29 | 1.28 | 1.29 | 1.28 | 1.22 | 1.33 | 1.43 | 1.27 | 1.43 | 1.52 |
| Revenue growth | 4.3% | 6.8% | 8.2% | 8.5% | 18.3% | 20.7% | 15.0% | 18.0% | 20.8% | 17.2% |
| EPS growth | 35.6% | 3.9% | 83.7% | -40.6% | -0.6% | 71.0% | 21.1% | 16.3% | 27.8% | 15.0% |