Republic Bancorp Financial Statements
NASDAQ: RBCAAFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Republic Bancorp revenue and earnings
In fiscal 2025, Republic Bancorp generated $417.5 million in revenue, up 8.5% from fiscal 2024, its 4th consecutive year of revenue growth. Net income was $131.3 million (+29.5% year over year), for a net margin of 31.5% versus a median of 26.3% in the prior 5 years. Over the last 5 fiscal years, RBCAA's revenue has grown at a 5.5% compound annual rate.
Summary generated from market data by MetaCap's automated system. Methodology
Republic Bancorp income statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 417.50M | 384.80M | 360.24M | 326.50M | 309.31M | 319.37M | 311.13M | 289.48M | 256.93M | 213.56M |
| Revenue growth (YoY) | +8.50% | +6.82% | +10.33% | +5.56% | -3.15% | +2.65% | +7.48% | +12.67% | +20.31% | +24.19% |
| Operating Expenses | 220.19M | 202.72M | 199.40M | 187.31M | 183.06M | 185.46M | 172.18M | 163.85M | 150.84M | 130.11M |
| Interest Expense | 103.84M | 120.83M | 67.28M | 7.49M | 5.67M | 19.94M | 44.76M | 30.12M | 20.26M | 17.94M |
| Pretax Income | 165.71M | 127.70M | 113.21M | 116.84M | 111.44M | 102.63M | 113.19M | 94.26M | 78.39M | 68.96M |
| Income Tax | 34.39M | 26.33M | 22.84M | 25.74M | 23.83M | 19.39M | 21.49M | 16.41M | 32.75M | 23.06M |
| Net Income | 131.32M | 101.37M | 90.37M | 91.11M | 87.61M | 83.25M | 91.70M | 77.85M | 45.63M | 45.90M |
| Net Income growth (YoY) | +29.54% | +12.17% | -0.80% | +3.99% | +5.24% | -9.22% | +17.79% | +70.61% | -0.59% | +30.53% |
| Shares Outstanding (Basic) | — | — | — | — | — | — | — | — | — | 20.94M |
| Shares Outstanding (Diluted) | 19.81M | 19.74M | 19.85M | 20.10M | 20.76M | 21.07M | 21.14M | 21.07M | 21.01M | 20.95M |
| Net Margin | 31.45% | 26.34% | 25.09% | 27.90% | 28.32% | 26.07% | 29.47% | 26.89% | 17.76% | 21.49% |
This table shows 10 annual periods of Republic Bancorp's income statement, from FY 2025 back to FY 2016, across 9 line items including revenue, operating expenses, interest expense. Values in USD; B = billions, M = millions. Fiscal periods follow RBCAA's reporting calendar. What is a income statement?