SLM Cash Flow Statement
NASDAQ: SLMFinanceFinance: Consumer ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
SLM free cash flow
In fiscal 2025, SLM generated -$398.6 million of operating cash flow. That left free cash flow of -$398.6 million, a free-cash-flow margin of -20.1% of revenue. SLM returned $476.4 million to shareholders: $107.7 million in dividends and $368.7 million in share repurchases.
Summary generated from market data by MetaCap's automated system. Methodology
SLM cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 744.85M | 608.33M | 581.39M | 469.01M | 1.16B | 880.69M | 578.28M | 487.48M | 288.93M | 250.33M |
| Net Income growth (YoY) | +22.44% | +4.63% | +23.96% | -59.59% | +31.77% | +52.30% | +18.63% | +68.72% | +15.42% | -8.73% |
| Depreciation & Amortization | 16.17M | 17.65M | 17.81M | 17.33M | 16.04M | 15.07M | 14.67M | 13.83M | 11.17M | 9.59M |
| Stock-Based Compensation | 40.56M | 40.00M | 36.38M | 34.46M | 30.65M | 36.46M | 30.60M | 31.52M | 27.90M | 22.94M |
| Change in Working Capital | -104.80M | -21.71M | -66.71M | -29.95M | -120.47M | -163.51M | 2.29M | -49.57M | -71.34M | -32.05M |
| Operating Cash Flow | -398.58M | -329.39M | -144.64M | 4.99M | -49.52M | -182.67M | -15.64M | -102.74M | -171.16M | -199.02M |
| Investing Cash Flow | 1.05B | 675.99M | -12.46M | 1.08B | 2.60B | 947.33M | -2.31B | -3.25B | -3.16B | -3.31B |
| Dividends Paid | -107.69M | -99.17M | -101.23M | -112.96M | -60.46M | -46.35M | -16.84M | -15.64M | -15.71M | -21.20M |
| Share Repurchases | -368.74M | -247.97M | -350.26M | -713.20M | -1.53B | -558.17M | -167.20M | 0 | 0 | — |
| Debt Issued | 493.88M | 2.22B | 1.14B | 0 | 492.13M | 495.00M | 0 | 0 | 197.00M | 0 |
| Debt Repaid | -500.00M | 0 | 0 | 0 | -202.78M | 0 | 0 | — | — | — |
| Financing Cash Flow | -1.10B | 228.16M | -316.23M | -854.89M | -2.62B | -1.88B | 5.36B | 4.40B | 2.99B | 3.04B |
| Net Change in Cash | -455.73M | 574.75M | -473.33M | 227.49M | -64.36M | -1.11B | 3.04B | 1.05B | -336.33M | -471.69M |
| Free Cash Flow | -398.58M | -329.39M | -144.64M | 4.99M | -49.52M | -182.67M | -15.64M | -102.74M | -171.16M | -199.02M |
This table shows 10 annual periods of SLM's cash flow statement, from FY 2025 back to FY 2016, across 13 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow SLM's reporting calendar. What is a cash flow statement?