SLM Quarterly Cash Flow Statement
NASDAQ: SLMFinanceFinance: Consumer ServicesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Pre-market: 22.73 +0.93%
SLM free cash flow
In the quarter ended Jun 30, 2026, SLM generated -$134.8 million of operating cash flow. That left free cash flow of -$134.8 million, a free-cash-flow margin of -33.6% of revenue. SLM returned $27.7 million to shareholders: $24.5 million in dividends and $3.1 million in share repurchases.
Summary generated from market data by MetaCap's automated system. Methodology
SLM cash flow statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 58.52M | 307.95M | 233.19M | 135.85M | 71.27M | 304.54M | 111.55M | -45.15M | 251.99M | 289.93M | 168.44M | 29.36M |
| Net Income growth (YoY) | -17.89% | +1.12% | +109.04% | — | -71.72% | +5.04% | -33.77% | -253.76% | -4.93% | +144.63% | — | -60.94% |
| Depreciation & Amortization | 4.09M | 4.33M | 4.21M | 4.03M | 3.97M | 3.95M | 4.16M | 4.22M | 4.56M | 4.71M | 4.41M | 4.26M |
| Stock-Based Compensation | 11.82M | 14.80M | 9.02M | 8.94M | 9.34M | 13.27M | 8.26M | 8.37M | 9.58M | 13.79M | 8.08M | 8.47M |
| Change in Working Capital | 9.61M | -25.45M | -37.17M | 31.32M | -9.58M | -89.37M | 22.18M | 7.24M | 935.00K | -52.07M | -25.51M | 13.68M |
| Operating Cash Flow | -134.83M | -75.96M | -64.46M | -49.34M | -138.73M | -146.05M | 4.54M | -113.42M | -143.80M | -76.71M | -27.14M | -59.35M |
| Investing Cash Flow | 540.17M | 1.59B | 838.61M | -253.79M | -34.99M | 496.93M | 268.67M | -1.81B | 1.65B | 572.33M | 922.78M | -1.70B |
| Dividends Paid | -24.52M | -25.60M | -26.17M | -26.90M | -27.15M | -27.47M | -27.34M | -23.53M | -24.03M | -24.28M | -24.42M | -24.88M |
| Share Repurchases | -3.15M | -290.66M | -123.82M | -143.52M | -71.70M | -29.70M | -47.07M | -114.39M | -61.05M | -25.46M | -90.93M | 0 |
| Debt Issued | 493.47M | 0 | 0 | 0 | 0 | 493.88M | 0 | 0 | 0 | 0 | — | — |
| Debt Repaid | -498.85M | 0 | 0 | 0 | 0 | -500.00M | 0 | 0 | 0 | 0 | — | — |
| Financing Cash Flow | -991.73M | -550.35M | -88.10M | -220.62M | 561.39M | -1.36B | -59.47M | 1.18B | 167.47M | -1.06B | -319.42M | 1.45B |
| Net Change in Cash | -586.39M | 962.85M | 686.04M | -523.74M | 387.67M | -1.01B | 213.74M | -744.15M | 1.67B | -567.68M | 576.22M | -303.06M |
| Free Cash Flow | -134.83M | -75.96M | -64.46M | -49.34M | -138.73M | -146.05M | 4.54M | -113.42M | -143.80M | -76.71M | -27.14M | -59.35M |
This table shows 12 quarterly periods of SLM's cash flow statement, from Q2 2026 back to Q3 2023, across 13 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow SLM's reporting calendar. What is a cash flow statement?