Southern Missouri Bancorp Quarterly Cash Flow Statement
NASDAQ: SMBCFinanceBanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Southern Missouri Bancorp free cash flow
In the quarter ended Jun 30, 2026, Southern Missouri Bancorp generated $14.0 million of operating cash flow and spent $1.5 million on capital expenditures. That left free cash flow of $12.5 million, a free-cash-flow margin of 7467.1% of revenue. Free cash flow was down 51.8% from the prior year's $25.8 million.
Southern Missouri Bancorp returned $2.7 million to shareholders through dividends, equal to 22% of free cash flow. Free cash flow covered dividend payments 4.5 times.
Summary generated from market data by MetaCap's automated system. Methodology
Southern Missouri Bancorp cash flow statement (quarterly)
| Quarter (USD) | Q4 20262026-06-30 | Q3 20262026-03-31 | Q2 20262025-12-31 | Q1 20262025-09-30 | Q4 20252025-06-30 | Q3 20252025-03-31 | Q2 20252024-12-31 | Q1 20252024-09-30 | Q4 20242024-06-30 | Q3 20242024-03-31 | Q2 20242023-12-31 | Q1 20242023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 20.28M | 17.76M | 18.15M | 15.65M | 15.79M | 15.68M | 14.65M | 12.46M | 13.53M | 11.31M | 12.19M | 13.15M |
| Net Income growth (YoY) | +28.46% | +13.25% | +23.87% | +25.62% | +16.67% | +38.70% | +20.18% | -5.27% | -13.05% | +369.36% | +4.54% | +36.95% |
| Depreciation & Amortization | — | — | — | — | — | — | — | — | — | 1.53M | 1.49M | 1.44M |
| Change in Working Capital | -7.09M | 217.00K | 732.00K | -70.00K | 6.22M | -503.00K | 1.33M | -363.00K | 9.79M | 251.00K | -1.49M | 395.00K |
| Operating Cash Flow | 13.97M | 29.00M | 21.25M | 16.30M | 27.32M | 24.10M | 20.14M | 9.99M | 15.22M | 23.89M | 16.95M | 14.21M |
| Capital Expenditures | -1.50M | -456.00K | -1.10M | -901.00K | -1.48M | -1.37M | -1.98M | -1.43M | -1.92M | -4.31M | -1.38M | -1.43M |
| Investing Cash Flow | -97.99M | -93.37M | -28.30M | -83.91M | -78.75M | 11.79M | -117.54M | -100.63M | -73.47M | -59.40M | -39.18M | -73.68M |
| Dividends Paid | -2.75M | -2.78M | -2.79M | -2.82M | -2.60M | -2.59M | -2.60M | -2.59M | -2.38M | -2.38M | -2.38M | -2.38M |
| Financing Cash Flow | 81.95M | 23.35M | 17.00M | -1.14M | 17.39M | 45.16M | 167.88M | 105.08M | -49.12M | -12.57M | 150.39M | 93.69M |
| Net Change in Cash | -2.07M | -41.02M | 9.95M | -68.75M | -34.03M | 81.06M | 70.49M | 14.44M | -107.37M | -48.08M | 128.16M | 34.21M |
| Free Cash Flow | 12.47M | 28.54M | 20.15M | 15.40M | 25.85M | 22.73M | 18.15M | 8.56M | 13.30M | 19.58M | 15.57M | 12.78M |
This table shows 12 quarterly periods of Southern Missouri Bancorp's cash flow statement, from Q4 2026 back to Q1 2024, across 13 line items including net income, depreciation & amortization, change in working capital. Values in USD; B = billions, M = millions. Fiscal periods follow SMBC's reporting calendar. What is a cash flow statement?