SmartFinancial Balance Sheet
NYSE: SMBKFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
SmartFinancial financial position
At the end of fiscal 2025, SmartFinancial reported total assets of $5.86 billion, up 11.1% from a year earlier against total liabilities of $5.31 billion. Shareholders' equity stood at $552.4 million, or 9.4% of assets. The company held $464.4 million in cash and equivalents against $3.0 million of debt, a net cash position of $461.4 million.
Debt-to-equity was 0.01.
Summary generated from market data by MetaCap's automated system. Methodology
SmartFinancial balance sheet (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 464.42M | 387.57M | 352.27M | 266.42M | 1.05B | 481.72M | 183.97M | 115.82M | 113.03M | 68.75M |
| Property, Plant & Equipment | 88.39M | 91.09M | 92.96M | 92.51M | 85.96M | 72.68M | 59.43M | 56.01M | 43.00M | 30.54M |
| Goodwill | 90.40M | 96.14M | 96.14M | 96.14M | 91.56M | 74.14M | 65.61M | 66.09M | — | — |
| Intangible Assets | 4.96M | 8.58M | 11.00M | 13.63M | 14.29M | 12.34M | 11.58M | 12.95M | 7.96M | 2.47M |
| Total Assets | 5.86B | 5.28B | 4.83B | 4.64B | 4.61B | 3.30B | 2.45B | 2.27B | 1.72B | 1.06B |
| Long-Term Debt | 3.00M | 8.10M | 13.10M | 41.90M | 87.60M | 81.20M | 31.60M | — | — | — |
| Total Liabilities | 5.31B | 4.78B | 4.37B | 4.21B | 4.18B | 2.95B | 2.14B | 1.99B | 1.51B | 957.22M |
| Shareholders' Equity | 552.38M | 491.35M | 459.89M | 432.45M | 429.43M | 357.17M | 312.75M | 283.01M | 205.85M | 105.24M |
| Retained Earnings | 248.72M | 203.82M | 173.10M | 156.54M | 118.25M | 87.19M | 65.84M | 39.99M | 21.89M | 16.87M |
| Total Debt | 3.00M | 8.10M | 13.10M | 41.90M | 87.60M | 81.20M | 31.60M | — | — | — |
| Net Cash (Debt) | 461.42M | 379.47M | 339.17M | 224.52M | 957.48M | 400.52M | 152.37M | 115.82M | 113.03M | 68.75M |
| Shares Outstanding | 17.03M | 16.93M | 16.99M | 16.90M | 16.80M | 15.11M | 14.01M | 13.93M | 11.15M | 5.90M |
This table shows 10 annual periods of SmartFinancial's balance sheet, from FY 2025 back to FY 2016, across 12 line items including cash & equivalents, property, plant & equipment, goodwill. Values in USD; B = billions, M = millions. Fiscal periods follow SMBK's reporting calendar. What is a balance sheet?