SmartFinancial Quarterly Balance Sheet
NYSE: SMBKFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
SmartFinancial financial position
As of Jun 30, 2026, SmartFinancial reported total assets of $6.12 billion, up 11.4% from a year earlier against total liabilities of $5.54 billion. Shareholders' equity stood at $576.8 million, or 9.4% of assets. The company held $379.4 million in cash and equivalents against $603,000 of debt, a net cash position of $378.8 million.
Debt-to-equity was 0.00.
Summary generated from market data by MetaCap's automated system. Methodology
SmartFinancial balance sheet (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | 379.39M | 346.07M | 464.42M | 557.13M | 365.10M | 422.98M | 387.57M | 192.91M | 342.83M | 477.94M | 352.27M | 400.26M |
| Property, Plant & Equipment | 93.31M | 93.36M | 88.39M | 89.25M | 90.20M | 90.71M | 91.09M | 91.06M | 91.31M | 92.69M | 92.96M | 92.02M |
| Goodwill | 90.40M | 90.40M | 90.40M | 90.37M | 96.10M | 96.10M | 96.14M | 96.10M | 96.10M | 96.10M | 96.14M | 96.14M |
| Intangible Assets | 4.05M | 4.50M | 4.96M | 5.43M | 7.44M | 8.01M | 8.58M | 9.18M | 9.78M | 10.39M | 11.00M | 11.65M |
| Total Assets | 6.12B | 5.91B | 5.86B | 5.78B | 5.49B | 5.41B | 5.28B | 4.91B | 4.89B | 4.95B | 4.83B | 4.80B |
| Long-Term Debt | 603.00K | 3.20M | 3.00M | 1.30M | 7.00M | 7.60M | 8.10M | 9.00M | 12.70M | 9.80M | 13.10M | 14.10M |
| Total Liabilities | 5.54B | 5.35B | 5.31B | 5.25B | 4.97B | 4.91B | 4.78B | 4.42B | 4.42B | 4.49B | 4.37B | 4.35B |
| Shareholders' Equity | 576.81M | 562.05M | 552.38M | 538.37M | 519.01M | 505.83M | 491.35M | 489.02M | 472.46M | 466.80M | 459.89M | 446.65M |
| Retained Earnings | 275.81M | 261.03M | 248.72M | 236.38M | 224.06M | 213.72M | 203.82M | 195.54M | 187.75M | 181.10M | 173.10M | 168.27M |
| Total Debt | 603.00K | 3.20M | 3.00M | 1.30M | 7.00M | 7.60M | 8.10M | 9.00M | 12.70M | 9.80M | 13.10M | 14.10M |
| Net Cash (Debt) | 378.78M | 342.87M | 461.42M | 555.83M | 358.10M | 415.38M | 379.47M | 183.91M | 330.13M | 468.14M | 339.17M | 386.16M |
| Shares Outstanding | 17.10M | 17.10M | 17.03M | 17.03M | 17.02M | 17.02M | 16.93M | 16.93M | 16.93M | 17.06M | 16.99M | 16.99M |
This table shows 12 quarterly periods of SmartFinancial's balance sheet, from Q2 2026 back to Q3 2023, across 12 line items including cash & equivalents, property, plant & equipment, goodwill. Values in USD; B = billions, M = millions. Fiscal periods follow SMBK's reporting calendar. What is a balance sheet?