SmartFinancial Quarterly Income Statement
NYSE: SMBKFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
SmartFinancial revenue and earnings
In the quarter ended Jun 30, 2026, SmartFinancial generated $56.0 million in revenue, up 13.6% from the same quarter a year earlier. Net income was $16.3 million (+39.4% year over year), for a net margin of 29.2% versus a median of 25.4% in the prior 5 quarters. Diluted earnings per share came in at $0.96, up from $0.69.
Summary generated from market data by MetaCap's automated system. Methodology
SmartFinancial income statement (quarterly)
| Quarter (USD) | Q2 20262026-06-30 | Q1 20262026-03-31 | Q4 20252025-12-31 | Q3 20252025-09-30 | Q2 20252025-06-30 | Q1 20252025-03-31 | Q4 20242024-12-31 | Q3 20242024-09-30 | Q2 20242024-06-30 | Q1 20242024-03-31 | Q4 20232023-12-31 | Q3 20232023-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 55.95M | 53.82M | 53.31M | 51.07M | 49.24M | 46.84M | 46.81M | 44.17M | 40.42M | 40.10M | 39.10M | 31.70M |
| Revenue growth (YoY) | +13.62% | +14.91% | +13.88% | +15.61% | +21.83% | +16.79% | +19.74% | +39.35% | +4.43% | -6.54% | -12.61% | -26.21% |
| Operating Expenses | 33.95M | 32.91M | 32.47M | 33.87M | 32.57M | 32.30M | 32.29M | 30.85M | 29.20M | 28.55M | 29.70M | 28.52M |
| Interest Expense | 29.98M | 28.39M | 30.53M | 32.09M | 29.11M | 28.14M | 28.31M | 28.92M | 28.47M | 28.06M | 25.98M | 24.27M |
| Pretax Income | 20.53M | 16.76M | 16.71M | 16.97M | 14.26M | 13.56M | 12.39M | 10.75M | 10.33M | 11.99M | 7.83M | 2.39M |
| Income Tax | 4.21M | 3.08M | 3.01M | 3.29M | 2.56M | 2.31M | 2.75M | 1.61M | 2.33M | 2.63M | 1.64M | 319.00K |
| Net Income | 16.32M | 13.68M | 13.70M | 13.69M | 11.71M | 11.25M | 9.64M | 9.14M | 8.00M | 9.36M | 6.19M | 2.07M |
| Net Income growth (YoY) | +39.44% | +21.56% | +42.13% | +49.74% | +46.26% | +20.26% | +55.75% | +342.19% | -9.43% | -18.63% | -52.40% | -82.09% |
| EPS (Basic) | 0.97 | 0.81 | 0.81 | 0.82 | 0.70 | 0.67 | 0.57 | 0.55 | 0.48 | 0.56 | 0.36 | 0.12 |
| EPS (Diluted) | 0.96 | 0.81 | 0.81 | 0.81 | 0.69 | 0.67 | 0.57 | 0.54 | 0.48 | 0.55 | 0.37 | 0.12 |
| Shares Outstanding (Basic) | 16.82M | 16.82M | — | 16.78M | 16.78M | 16.77M | — | 16.73M | 16.77M | 16.85M | — | 16.81M |
| Shares Outstanding (Diluted) | 16.96M | 16.94M | — | 16.91M | 16.88M | 16.87M | — | 16.84M | 16.85M | 16.93M | — | 16.92M |
| Net Margin | 29.17% | 25.42% | 25.70% | 26.80% | 23.77% | 24.03% | 20.59% | 20.69% | 19.80% | 23.34% | 15.83% | 6.52% |
This table shows 12 quarterly periods of SmartFinancial's income statement, from Q2 2026 back to Q3 2023, across 11 line items including revenue, operating expenses, interest expense. Values in USD; B = billions, M = millions. Fiscal periods follow SMBK's reporting calendar. What is a income statement?