SouthState Bank Financial Ratios
NYSE: SSBFinanceMajor BanksUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
SouthState Bank ratio analysis
SouthState Bank earned a net margin of 29.8% in FY 2025, down from 31.1% a year earlier. Return on equity reached 8.8%, meaning SouthState Bank generated 0.09 dollars of profit for every dollar of shareholders' equity. At the end of FY 2025, SSB traded at 12.0 times earnings; across the 10 fiscal years shown, its year-end P/E ranged from 11.6 to 33.0, with a median of 13.5.
Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
SouthState Bank financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 11.97 | 13.98 | 13.07 | 11.57 | 11.94 | 33.01 | 16.25 | 12.73 | 29.74 | 20.91 |
| Price / sales | 3.55 | 4.33 | 3.69 | 3.46 | 4.06 | 3.48 | 4.65 | 3.43 | 4.71 | 4.70 |
| Price / book | 1.05 | 1.26 | 1.16 | 1.12 | 1.17 | 0.85 | 1.27 | 0.96 | 1.12 | 1.85 |
| Net margin | 29.8% | 31.1% | 28.4% | 30.2% | 34.3% | 10.6% | 28.8% | 27.1% | 15.9% | 22.7% |
| Free cash flow margin | 8.6% | 27.7% | 29.2% | 104.2% | 27.9% | 45.7% | 25.5% | 40.8% | 33.3% | 25.2% |
| Return on equity (ROE) | 8.8% | 9.1% | 8.9% | 9.8% | 9.9% | 2.6% | 7.9% | 7.6% | 3.8% | 8.9% |
| Return on assets (ROA) | 1.2% | 1.2% | 1.1% | 1.1% | 1.1% | 0.3% | 1.2% | 1.2% | 0.6% | 1.1% |
| Debt / equity | — | — | — | — | — | — | — | — | — | 0.05 |
| Revenue growth | 56.1% | -1.3% | 5.8% | 18.6% | 22.0% | 75.6% | -1.7% | 20.0% | 23.1% | 0.6% |
| EPS growth | 12.9% | 7.9% | -2.1% | -1.6% | 206.4% | -59.1% | 10.3% | 65.9% | -29.9% | 1.7% |