Stewart Information Services Cash Flow Statement
NYSE: STCFinanceSpecialty InsurersUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Stewart Information Services free cash flow
In fiscal 2025, Stewart Information Services generated $205.7 million of operating cash flow and spent $73.4 million on capital expenditures. That left free cash flow of $132.3 million, a free-cash-flow margin of 4.5% of revenue. Free cash flow was up 39.0% from the prior year's $95.1 million.
Stewart Information Services returned $62.4 million to shareholders: $58.5 million in dividends and $3.9 million in share repurchases, equal to 47% of free cash flow. Free cash flow covered dividend payments 2.3 times.
Summary generated from market data by MetaCap's automated system. Methodology
Stewart Information Services cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 130.16M | 88.16M | 45.60M | 181.79M | 339.98M | 169.67M | 90.27M | 59.02M | 60.15M | 68.42M |
| Net Income growth (YoY) | +47.65% | +93.33% | -74.92% | -46.53% | +100.38% | +87.96% | +52.95% | -1.87% | -12.09% | +1592.33% |
| Depreciation & Amortization | 61.07M | 61.61M | 62.45M | 57.18M | 36.39M | 19.22M | 22.53M | 24.93M | 25.88M | 30.04M |
| Stock-Based Compensation | 17.10M | 13.56M | 10.92M | 12.28M | 11.97M | 5.75M | 2.10M | 4.81M | 5.30M | 2.98M |
| Change in Working Capital | -11.20M | -16.26M | -8.61M | -74.84M | -47.07M | 50.76M | 35.42M | -2.25M | -10.25M | 4.26M |
| Operating Cash Flow | 205.69M | 135.61M | 83.04M | 191.86M | 390.29M | 275.81M | 166.36M | 84.18M | 108.07M | 122.96M |
| Capital Expenditures | -73.41M | -40.47M | -37.79M | -47.95M | -39.80M | -14.99M | -17.07M | -10.68M | -16.40M | -18.16M |
| Investing Cash Flow | -368.58M | -87.26M | -29.97M | -300.67M | -645.28M | -231.37M | 7.04M | 9.38M | -103.03M | -56.77M |
| Dividends Paid | -58.48M | -53.92M | -50.52M | -44.67M | -36.64M | -30.23M | -28.34M | -28.26M | -28.14M | -27.84M |
| Share Repurchases | -3.89M | -3.84M | -1.78M | -3.26M | -2.25M | -1.05M | -532.00K | -1.18M | -727.00K | -1.05M |
| Debt Issued | 201.18M | 3.39M | 3.54M | — | — | — | — | — | — | — |
| Debt Repaid | -1.22M | -3.38M | -5.78M | — | — | — | — | 0 | -1.30M | -2.00M |
| Financing Cash Flow | 265.21M | -60.96M | -69.10M | -123.22M | 310.37M | 54.30M | -37.76M | -47.76M | -43.59M | -59.34M |
| Net Change in Cash | 105.48M | -17.07M | -15.00M | -237.55M | 53.24M | 102.07M | 138.54M | 41.99M | -35.69M | 6.71M |
| Free Cash Flow | 132.28M | 95.14M | 45.25M | 143.91M | 350.49M | 260.81M | 149.28M | 73.50M | 91.67M | 104.81M |
This table shows 10 annual periods of Stewart Information Services's cash flow statement, from FY 2025 back to FY 2016, across 14 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow STC's reporting calendar. What is a cash flow statement?